Below is a comprehensive analysis of Wealthstreet Advisors Private Limited based on the provided criteria, focusing on their official website (https://www.wealthstreet.in/), online complaints, risk assessment, website security, regulatory status, and other relevant factors. The analysis is structured to address each requested aspect systematically, incorporating available information from web sources and critical evaluation.

1. Overview of Wealthstreet Advisors Private Limited ¶

Wealthstreet Advisors Private Limited is a financial services company based in Ahmedabad, Gujarat, India, offering a range of investment and wealth management services, including stock broking, mutual fund distribution, commodities trading, insurance, and real estate advisory. The company is registered with key Indian regulatory bodies, such as the Securities and Exchange Board of India (SEBI) and the Association of Mutual Funds in India (AMFI). Their services are accessible through their website, mobile apps, and other platforms, emphasizing a blend of technology and personalized financial planning.

2. Online Complaint Information ¶

• Complaint Data Availability: Limited specific data on online complaints is publicly available for Wealthstreet Advisors Private Limited. A report from Chittorgarh.com mentions that Wealthstreet Advisors P Ltd’s brokerage complaints are tracked by stock exchanges (BSE and NSE) and SEBI, but exact numbers or details of complaints are not provided in the referenced sources.
• Nature of Complaints: No specific grievances or patterns (e.g., mis-selling, unauthorized trading, or delays in fund withdrawal) are detailed in the provided sources. The lack of visible complaints on public platforms could indicate either low complaint volume or limited transparency in reporting.
• Red Flags: The absence of detailed complaint data makes it difficult to assess the severity or frequency of issues. Investors should check SEBI’s SCORES portal or BSE/NSE grievance redressal mechanisms for real-time complaint data, as Wealthstreet advises users to quote a Service Request ID when raising complaints with SEBI or exchanges.
• Recommendation: Potential clients should proactively search for user reviews on platforms like Google Reviews, Trustpilot, or MouthShut, and verify complaint status directly with SEBI or stock exchanges.

3. Risk Level Assessment ¶

• Business Operations: Wealthstreet operates in high-risk financial markets (equities, derivatives, commodities), and their website explicitly states that investments are subject to market risks, requiring users to undergo risk profiling before investing.
• Client Risk: The company emphasizes aligning products with clients’ risk appetite and goals, which is a positive practice. However, their offerings include speculative products like Futures & Options (F&O), which carry high risk, especially for inexperienced investors.
• Payment Practices: Zauba Corp notes that Wealthstreet Financial Services Private Limited is required to file half-yearly returns showing payments due to Micro & Small Enterprises delayed beyond 45 days. No specific data confirms delays, but this could indicate potential liquidity or operational risks if not managed properly.
• Overall Risk Level: Moderate to High, due to the inherent risks of financial market investments and the lack of transparent complaint or payment delay data. Investors with low risk tolerance should exercise caution, particularly with derivative products.

4. Website Security Tools ¶

• SSL/TLS Encryption: The website (https://www.wealthstreet.in/) uses HTTPS, indicating the presence of an SSL/TLS certificate, which encrypts data transmitted between the user and the server. This is a standard security practice for financial websites.
• Security Headers: No specific information is available on additional security headers (e.g., Content Security Policy, X-Frame-Options) or advanced protections like HSTS (HTTP Strict Transport Security). A detailed scan using tools like SecurityHeaders.com could reveal more.
• Login Security: The website offers user login functionality (e.g., via desk.wealthstreet.in), but there’s no mention of two-factor authentication (2FA) or other enhanced login protections.
• Maintenance Notices: Wealthstreet communicates scheduled maintenance (e.g., February 15, 2025, from 10:00 AM to 6:00 PM), which suggests proactive system updates, a good practice for security.
• Recommendation: Investors should verify the SSL certificate’s validity (e.g., using browser tools or SSL Labs) and inquire about 2FA for account access. Avoid using public Wi-Fi for transactions.

5. WHOIS Lookup ¶

• Domain Information:
• Domain Name: wealthstreet.in
• Registrar: Typically, Indian domains are registered through registrars like GoDaddy, Namecheap, or Indian providers like BigRock. Exact registrar details require a WHOIS lookup via tools like whois.domaintools.com or ICANN’s WHOIS service.
• Registration Date: The domain has been active for several years, as Wealthstreet was incorporated in 2016, suggesting a stable online presence.
• Registrant Details: WHOIS data often includes the registrant’s name, address, and contact details. For Wealthstreet, the registrant is likely Wealthstreet Advisors Private Limited, with an address at A-1101, Mondeal Heights, S.G. Highway, Ahmedabad – 380015, Gujarat, India.
• Privacy Protection: Many companies use WHOIS privacy services to hide registrant details. If Wealthstreet employs this, it’s not inherently suspicious but may limit transparency.
• Red Flags: No immediate concerns arise from the domain’s longevity or association with the company’s registered address. However, investors should confirm WHOIS details to ensure no discrepancies (e.g., mismatched addresses or recent domain transfers).

6. IP and Hosting Analysis ¶

• Hosting Provider: The website is likely hosted on a shared or dedicated server, but specific hosting details (e.g., AWS, Google Cloud, or an Indian provider like Netmagic) are not provided in the sources. Financial websites on shared servers face higher risks of cross-site attacks, as noted in a Scamadviser analysis of a different site (wealthtreetrade.com).
• IP Address: A reverse IP lookup (using tools like MXToolbox or Site24x7) would reveal the server’s IP and whether it hosts multiple domains, which could increase vulnerability.
• Geolocation: The server is likely hosted in India, given the company’s operations and target market, but this requires confirmation via IP geolocation tools.
• Red Flags: Without specific hosting data, it’s unclear if Wealthstreet uses robust hosting with DDoS protection or isolated servers for sensitive financial data. Shared hosting, if used, could be a risk factor.
• Recommendation: Investors should use tools like Sucuri SiteCheck or VirusTotal to scan for malware or hosting issues. Contact Wealthstreet to confirm their hosting security measures.

7. Social Media Presence ¶

• LinkedIn: Wealthstreet Financial Services Pvt. Ltd. has a LinkedIn page with 1,604 followers, actively posting about IPOs, mutual fund trends, and RBI monetary policy updates. The page promotes investment opportunities and provides WhatsApp links for IPO applications, indicating engagement with clients.
• YouTube: The company shares IPO-related videos, with links provided in LinkedIn posts (e.g., https://lnkd.in/gfBGGdPi). This suggests efforts to educate investors, though content quality needs user verification.
• Other Platforms: No specific mention of Twitter/X, Facebook, or Instagram presence, which is unusual for a modern financial firm aiming for broad reach. Limited social media diversity could indicate a conservative approach or missed opportunities for engagement.
• Red Flags: The WhatsApp-based IPO application process (e.g., wa.me/917600097098) raises concerns about data privacy, as WhatsApp is not inherently secure for financial transactions. Investors should verify the legitimacy of such links and avoid sharing sensitive information.
• Recommendation: Engage with Wealthstreet’s official LinkedIn or YouTube channels but exercise caution with WhatsApp-based interactions. Look for verified accounts on other platforms to confirm authenticity.

8. Red Flags and Potential Risk Indicators ¶

• Regulatory Clarity: Wealthstreet Advisors Private Limited is SEBI-registered (INZ000157331) for broking and depository services and AMFI-registered (ARN-118251) for mutual fund distribution. However, their LinkedIn disclaimer notes that non-broking products (e.g., mutual funds, insurance) are not exchange-traded, and disputes may not have access to stock exchange redressal mechanisms. This could limit investor recourse for certain products.
• Transparency: The website’s disclaimer states that information accuracy is not guaranteed, and reliance is at the user’s risk. This is standard but underscores the need for independent verification.
• Complaint Tracking: The lack of publicly detailed complaint data or litigation history (e.g., via Zauba Corp) is a potential concern, as transparency in addressing grievances builds trust.
• WhatsApp Usage: Promoting financial transactions via WhatsApp is unconventional and risky due to potential phishing or data leaks.
• Brand Confusion Risk: See section 11 below for details on potential brand confusion with other entities named “Wealthstreet.”

9. Website Content Analysis ¶

• Content Overview: The website (https://www.wealthstreet.in/) promotes Wealthstreet as a one-stop solution for financial needs, offering equities, mutual funds, commodities, insurance, and real estate advisory. It emphasizes user-friendly apps, paperless onboarding, and 24/7 support via a virtual assistant (WiVA).
• Claims and Promises: The site claims “smart investing made easy” and “customized financial solutions,” which are standard marketing phrases but lack specific performance data or client testimonials to substantiate them.
• Disclaimers: The website includes clear disclaimers about market risks, the need for risk profiling, and the lack of warranties for information accuracy, which is a good practice but shifts responsibility to users.
• Red Flags: The site’s reliance on generic financial jargon (e.g., “powerful, modern platform”) without detailed case studies or performance metrics may leave users uncertain about tangible benefits. The real estate advisory section lacks specifics on expertise or past projects, which could indicate limited depth in that vertical.
• Recommendation: Users should request detailed product brochures, performance reports, or case studies directly from Wealthstreet to validate claims.

10. Regulatory Status ¶

• SEBI Registration: Wealthstreet Advisors Private Limited is registered with SEBI under registration number INZ000157331, covering membership with NSE (90118), BSE (6668), and MCX (55870). They also hold a depository participant registration (IN-DP-CDSL-361-2018) with CDSL.
• AMFI Registration: The company is an AMFI-registered mutual fund distributor (ARN-118251), valid from October 18, 2019, to January 8, 2026.
• Compliance: The firm complies with SEBI and AMFI requirements, including risk profiling and scheme document disclosures. However, their non-broking products (e.g., mutual funds, insurance) are not regulated by stock exchanges, which may limit investor protections.
• Red Flags: No evidence of regulatory violations or suspensions, but the distinction between broking and non-broking products requires careful investor scrutiny to understand applicable protections.
• Recommendation: Verify Wealthstreet’s registration status on SEBI’s website (www.sebi.gov.in) or AMFI’s portal (www.amfiindia.com) and confirm the scope of regulated vs. non-regulated services.

11. Potential Brand Confusion ¶

• Wealthstreet Financial Services vs. Wealthstreet Advisors: The sources interchangeably refer to “Wealthstreet Financial Services Private Limited” and “Wealthstreet Advisors Private Limited,” which may cause confusion. Both entities share the same SEBI registration (INZ000157331) and address (A-1101, Mondeal Heights, Ahmedabad), suggesting they are part of the same group or rebranded entities.
• Wealthstreet Investment Advisors (USA): A separate entity, Wealthstreet Investment Advisors, LLC, based in Dallas, Texas, operates in wealth management and 401(k) services. This firm, founded by employees of Gerald L. Ray & Associates and acquired by Beacon Pointe Advisors in 2021, has no apparent connection to the Indian Wealthstreet Advisors. The similar naming could confuse investors, especially in global markets.
• Wealthtreetrade.com: A different website (wealthtreetrade.com) is flagged as a potential scam by Scamadviser due to its low trust score and shared hosting risks. This site is unrelated to Wealthstreet Advisors but could be mistaken for it due to the similar “Wealth” prefix.
• Red Flags: The lack of clear differentiation between Wealthstreet Financial Services and Wealthstreet Advisors on their website and public records could confuse clients. The existence of unrelated “Wealthstreet” entities globally increases the risk of mistaken identity or phishing scams.
• Recommendation: Investors should verify the exact entity (Wealthstreet Advisors Private Limited, CIN: U74999GJ2016PTC094432) and website (https://www.wealthstreet.in/) before engaging. Avoid similarly named platforms without confirming their legitimacy.

12. User Precautions ¶

To mitigate risks when dealing with Wealthstreet Advisors Private Limited, users should:

1. Verify Credentials: Confirm SEBI (INZ000157331) and AMFI (ARN-118251) registrations via official portals.(application/json)
2. Conduct Due Diligence: Research complaints on SEBI SCORES, BSE/NSE portals, or review platforms. Request performance data or client references from Wealthstreet.
3. Secure Transactions: Ensure HTTPS is active, use strong passwords, and inquire about 2FA. Avoid sharing sensitive information via WhatsApp or unverified links.
4. Understand Risks: Read scheme documents carefully, especially for high-risk products like F&O. Consult independent advisors for complex investments.
5. Monitor Accounts: Regularly check account statements and transaction history for unauthorized activities.
6. Avoid Brand Confusion: Double-check the website URL (https://www.wealthstreet.in/) and entity name to avoid scams or unrelated firms.
7. Start Small: Begin with low-risk investments (e.g., mutual funds) to test the platform before committing significant capital.

13. Conclusion ¶

Wealthstreet Advisors Private Limited appears to be a legitimate financial services provider with proper SEBI and AMFI registrations, offering a range of investment products through a modern platform. However, several factors warrant caution:

• Limited Transparency: Sparse data on complaints, litigation, or payment practices reduces visibility into operational reliability.
• Security Concerns: While the website uses HTTPS, the lack of details on advanced security measures (e.g., 2FA) and the risky use of WhatsApp for transactions are concerns.
• Brand Confusion: Similar names with unrelated entities (e.g., Wealthstreet Investment Advisors in the USA) pose risks of mistaken identity.
• High-Risk Products: Offerings like F&O require careful consideration due to their speculative nature. Risk Level: Moderate to High, primarily due to market risks, limited complaint transparency, and potential security gaps. Investors should conduct thorough due diligence, verify regulatory credentials, and start with low-risk investments while monitoring account activity closely. For complex or high-value investments, consulting an independent financial advisor is advisable.

14. Recommendations for Further Investigation ¶

• Complaint Check: Access SEBI’s SCORES portal (scores.gov.in) or BSE/NSE grievance portals for updated complaint data.
• Security Scan: Use tools like SSL Labs (ssllabs.com) or Sucuri SiteCheck (sitecheck.sucuri.net) to assess website security.
• WHOIS Lookup: Perform a WHOIS lookup via whois.domaintools.com to confirm domain ownership.
• Hosting Analysis: Use MXToolbox or Site24x7 for IP and hosting details.
• User Reviews: Search for client feedback on Google, Trustpilot, or MouthShut to gauge user experiences.
• Direct Inquiry: Contact Wealthstreet at [email protected] or 079-27552673 to request security details, performance reports, or clarification on brand naming.

This analysis is based on available information as of April 22, 2025, and reflects a critical evaluation of Wealthstreet Advisors Private Limited. Always verify information independently before making financial decisions.