Below is a comprehensive analysis of Green Pole Ltd, operating under the brand uBanker with the official website https://ubanker.com/, based on the requested criteria. The analysis incorporates available information from online complaints, risk assessments, website security, WHOIS lookup, IP and hosting details, social media presence, red flags, regulatory status, user precautions, potential brand confusion, and website content. Note that the analysis critically examines the information and avoids accepting claims at face value, as per the instructions.

1. Overview of Green Pole Ltd and uBanker ¶

Green Pole Ltd is a company registered in Vanuatu, operating the online trading platform uBanker, which offers trading in Forex, indices, stocks, commodities, and cryptocurrencies. The platform markets itself as a user-friendly broker, particularly for beginners, using a proprietary trading software called Web Profit or PROfit, rather than industry-standard platforms like MetaTrader 4/5. The analysis below evaluates the legitimacy, risks, and potential concerns associated with uBanker.

2. Online Complaint Information ¶

Online complaints about uBanker reveal significant concerns, primarily centered around withdrawal issues, aggressive marketing tactics, and accusations of fraudulent practices. Key findings include:

• Withdrawal Issues: Multiple sources report difficulties withdrawing funds. For example, a review on Forex Peace Army describes uBanker’s system as capable of accepting deposits quickly without verification but refusing withdrawals unless additional deposits are made, labeling this as a form of fraud. Users claim balances are withheld, and excuses are provided to delay or deny payouts.
• Scam Allegations: Scam Broker Investigator and The Forex Review label uBanker as a potential scam due to its unregulated status in key jurisdictions and misleading claims. A YouTube video referenced in Scamadviser accuses uBanker, along with related brands like Ontega, of being part of a scam network.
• Customer Support Complaints: While some reviews, such as one from Forex South Africa, praise uBanker’s customer support for resolving issues quickly, others report unresponsiveness or manipulative tactics, such as pressuring users to deposit more funds to “activate” accounts.
• App Store Reviews: The uBanker mobile app has mixed reviews, with some users calling it a “scam” and reporting financial losses. A review in Arabic on the App Store describes a user depositing $200, deleting the app, and later being told their account had grown to $2,500 but required an additional $200 to withdraw, which they labeled as manipulation. Critical Assessment: The volume of complaints, particularly around withdrawals and scam allegations, suggests operational issues. While some positive reviews exist, they may be outliers or potentially fabricated, as is common with dubious brokers. The pattern of requiring additional deposits to access funds is a classic red flag for scams.

3. Risk Level Assessment ¶

The risk level associated with uBanker is high based on multiple factors:

• Unregulated Status: uBanker holds a license from the Vanuatu Financial Services Commission (VFSC, license number 14627), but Vanuatu is an offshore jurisdiction with lax regulatory oversight compared to major financial hubs like the EU, UK, or Australia. The lack of regulation by reputable authorities like the FSCA (South Africa), CySEC (Cyprus), or FCA (UK) increases risk for investors, as there is little recourse in case of disputes.
• Offshore Operations: Green Pole Ltd is based in Vanuatu, a location often chosen by brokers to avoid stringent regulations. The payment processor, Rehoboth Ltd, is located in Cyprus but is not registered with CySEC, further raising concerns.
• High Leverage: uBanker offers leverage up to 1:200, which is risky for inexperienced traders and exceeds caps imposed by regulators in the EU (1:30) and USA (1:50). High leverage can lead to significant losses, especially when paired with a non-standard trading platform.
• Proprietary Software: The use of Web Profit/PROfit instead of MetaTrader 4/5 raises concerns about transparency and reliability. Proprietary platforms can be manipulated by brokers to control trading outcomes. Risk Rating: High. The combination of offshore regulation, high leverage, proprietary software, and withdrawal complaints indicates significant financial and operational risks.

4. Website Security Tools ¶

An analysis of uBanker’s website security reveals mixed results:

• SSL Certificate: The website https://ubanker.com/ uses a valid SSL certificate, ensuring encrypted data transmission. This is a basic security measure and does not guarantee legitimacy.
• Subsite Concerns: The support subdomain (support.ubanker.com) is rated medium to low risk by Scamadviser but uses iframes or other technologies to include content from external sources, which is considered suspicious. Professional websites typically avoid such practices.
• Privacy Policy: uBanker’s privacy policy states that personal information may be disclosed to third parties to comply with laws or protect company rights, which is standard but vague. It also notes that missing information may prevent account maintenance, potentially pressuring users to provide excessive data. Critical Assessment: While the SSL certificate is in place, the use of iframes and vague privacy policies are concerning. The website’s security measures are basic and do not inspire confidence in a high-risk financial platform.

5. WHOIS Lookup ¶

WHOIS data for ubanker.com provides limited insight due to privacy protections:

• Registrar: GoDaddy.com, Inc.
• Registration Date: August 20, 2015 (for ubanker.co, as ubanker.com data is less detailed in the provided results). The domain is relatively old, which is not typical of scam websites that often use new domains. However, older domains can still be used for fraudulent purposes.
• Registrant Information: Redacted for privacy, a common practice but one that obscures transparency. Legitimate financial institutions often provide clear contact details.
• Name Servers: ns55.domaincontrol.com and ns56.domaincontrol.com. Critical Assessment: The redacted WHOIS data and lack of transparent ownership details are red flags, especially for a financial platform. While the domain age suggests some longevity, it does not confirm legitimacy.

6. IP and Hosting Analysis ¶

IP and hosting details provide additional context:

• IP Address: The IP for ubanker.co is 50.63.202.38, hosted by GoDaddy.
• Server Location: Likely in the United States (based on GoDaddy’s infrastructure), which does not align with Green Pole Ltd’s Vanuatu registration or Rehoboth Ltd’s Cyprus address. This discrepancy can indicate operational opacity.
• Hosting Provider: GoDaddy is a reputable provider, but its use by uBanker does not guarantee legitimacy, as it is widely accessible to both legitimate and fraudulent entities. Critical Assessment: The mismatch between the company’s registered location (Vanuatu) and hosting location (USA) is a minor red flag. More concerning is the lack of transparency about server operations, which could affect data security.

7. Social Media Presence ¶

uBanker’s social media presence is limited and poorly documented in the provided sources:

• Official Channels: No specific social media accounts (e.g., Twitter/X, Facebook, LinkedIn) are mentioned in the provided results, which is unusual for a broker aiming to attract clients. Legitimate brokers typically maintain active social media profiles for marketing and customer engagement.
• Complaints on Social Media: Forex Peace Army notes that uBanker targets Arab investors through social media, with users threatening to expose fraud scenarios on these platforms. This suggests some social media activity, but likely informal or complaint-driven rather than official. Critical Assessment: The absence of a verifiable social media presence is a significant red flag. Legitimate brokers use social media to build trust and engage with clients, whereas uBanker’s lack of presence suggests either poor marketing or an intent to avoid scrutiny.

8. Red Flags and Potential Risk Indicators ¶

Several red flags and risk indicators emerge from the analysis:

• Unregulated in Key Jurisdictions: The VFSC license is weak, and uBanker lacks regulation from reputable authorities like FSCA, CySEC, or FCA.
• Withdrawal Delays and Conditions: Requiring additional deposits to process withdrawals is a common scam tactic.
• Misleading Claims: uBanker’s claim of “full protection” for the first 5–15 trades was found to be invalid for nearly two years, indicating deceptive marketing.
• Proprietary Platform: The Web Profit platform lacks the transparency and widespread trust of MetaTrader, raising concerns about potential manipulation.
• Offshore Base and Payment Processor: The Vanuatu base and unregulated Cyprus payment processor (Rehoboth Ltd) reduce accountability.
• Aggressive Marketing: Complaints about unsolicited calls and pressure to deposit funds are common, a tactic used by scam brokers.
• Lack of Transparency: Redacted WHOIS data, vague privacy policies, and no clear social media presence obscure operational details. Critical Assessment: The cumulative weight of these red flags strongly suggests that uBanker operates with low accountability and high risk to users.

9. Website Content Analysis ¶

The uBanker website (https://ubanker.com/) contains promotional content that raises concerns:

• Claims of Safety: The website emphasizes trading “with confidence and safety” and claims personal data is secure. However, these claims are undermined by complaints about data privacy and withdrawal issues.
• Simplified Platform: The Web Profit platform is marketed as beginner-friendly, but its simplicity may limit functionality for experienced traders and obscure trade execution details.
• Personal Data Collection: The site requires extensive personal information (e.g., ID, address, financial details) for account opening, citing AML regulations. However, the vague privacy policy and offshore status raise concerns about data misuse.
• KYC and AML Policies: Green Pole Ltd’s KYC and AML policies, as described, appear robust on paper (e.g., screening through World Compliance and World Check databases, retaining records for seven years). However, these policies may be a facade to appear legitimate while enabling aggressive data collection. Critical Assessment: The website’s polished appearance and regulatory jargon create an illusion of legitimacy, but the content lacks substance when scrutinized against user complaints and regulatory gaps.

10. Regulatory Status ¶

uBanker’s regulatory status is a major concern:

• Vanuatu VFSC License: Green Pole Ltd is licensed by the VFSC (license number 14627), established in 1993. However, Vanuatu’s regulatory framework is considered offshore and lacks the rigor of jurisdictions like the EU or USA. WikiFX labels this as a high-risk offshore license.
• No Major Regulatory Oversight: uBanker is not regulated by key authorities such as:
• FSCA (South Africa): Scam Broker Investigator notes that South African investors should use FSCA-regulated brokers for fund protection.
• CySEC (Cyprus): Despite Rehoboth Ltd’s Cyprus address, neither it nor Green Pole Ltd is registered with CySEC.
• CNMV Warning: The Spanish regulator (CNMV) issued a warning against uBanker for misleading claims, further damaging its credibility.
• Other Jurisdictions: No evidence suggests regulation by the FCA (UK), ASIC (Australia), or SEC (USA), limiting legal protections for users. Critical Assessment: The VFSC license provides minimal investor protection, and the lack of oversight from reputable regulators, combined with the CNMV warning, indicates a high regulatory risk.

11. User Precautions ¶

Users considering uBanker should take the following precautions: 1. Avoid Depositing Funds: Given the withdrawal complaints and scam allegations, refrain from depositing money until uBanker obtains regulation from a reputable authority. 2. Verify Regulation: Check with regulators like FSCA, CySEC, or FCA to confirm a broker’s status before trading. Use platforms like WikiFX for additional verification. 3. Test Withdrawals: If using uBanker, deposit a small amount and attempt to withdraw it immediately to test the process. 4. Use Reputable Platforms: Opt for brokers using MetaTrader 4/5, which are widely trusted and less prone to manipulation. 5. Protect Personal Data: Be cautious about sharing sensitive information, as uBanker’s privacy policy allows third-party disclosures. 6. Research Reviews: Cross-reference user reviews on platforms like Forex Peace Army, Scamadviser, and App Store to identify patterns of complaints. 7. Beware of High Leverage: Avoid trading with high leverage (e.g., 1:200) unless experienced, as it amplifies losses. Critical Assessment: Users must exercise extreme caution, prioritizing regulated brokers with transparent operations to avoid potential financial loss.

12. Potential Brand Confusion ¶

uBanker’s branding may cause confusion with legitimate financial institutions:

• Similar Names: The name “uBanker” resembles established banks or brokers (e.g., UBank in Australia), potentially misleading users into assuming legitimacy.
• Affiliated Brands: uBanker is linked to Ontega, another broker with similar scam allegations, suggesting a network of related brands. This creates confusion, as users may mistake one for another.
• Professional Appearance: The website and app’s polished design mimic reputable brokers, which can deceive inexperienced traders. Critical Assessment: The potential for brand confusion is high, especially given uBanker’s professional presentation and lack of clear differentiation from legitimate entities.

13. Conclusion ¶

Based on the analysis, Green Pole Ltd’s uBanker platform exhibits numerous red flags that suggest it is a high-risk broker with a strong likelihood of being a scam. Key concerns include:

• Regulatory Weakness: The VFSC license offers minimal protection, and the lack of regulation in major jurisdictions, combined with a CNMV warning, undermines credibility.
• Operational Issues: Withdrawal delays, additional deposit requirements, and aggressive marketing tactics align with common scam practices.
• Transparency Gaps: Redacted WHOIS data, proprietary software, and limited social media presence obscure operations.
• User Complaints: Consistent reports of financial losses and manipulative practices outweigh occasional positive reviews. Recommendation: Avoid uBanker and opt for brokers regulated by reputable authorities (e.g., FCA, CySEC, ASIC) with transparent operations and industry-standard platforms like MetaTrader. If you have already engaged with uBanker, attempt to withdraw funds immediately and report issues to relevant regulators.

14. Sources ¶

The analysis draws on the provided web results, critically evaluated to ensure accuracy. Key sources include:

• Scam Broker Investigator ()
• WikiFX ()
• Scamadviser (,)
• The Forex Review ()
• Forex Peace Army ()
• Forex South Africa ()
• App Store reviews () If you need further details or specific aspects analyzed (e.g., deeper social media investigation or additional regulatory checks), please let me know!