Below is a comprehensive analysis of ROInvesting, operated by Royal Forex Limited, based on the requested criteria using available information and critical evaluation. The analysis covers online complaints, risk assessment, website security, WHOIS lookup, IP and hosting, social media, red flags, regulatory status, user precautions, brand confusion, and website content. Given the complexity and the need for a thorough review, I’ve structured the response to address each aspect systematically.

1. Online Complaint Information ¶

Online complaints about ROInvesting reveal a mixed reputation with significant concerns:

• Trustpilot and Other Review Platforms:
• Trustpilot shows 47 reviews with an average score of 2 stars, indicating dissatisfaction among many users. Complaints include aggressive marketing, pressure to deposit more funds, and difficulties withdrawing money. Some users allege fake positive reviews, with Trustpilot issuing a disclaimer about detecting inauthentic feedback.
• Asia Forex Mentor highlights user reports of high withdrawal fees ($50 for basic withdrawals, higher for smaller amounts), inactivity fees up to $500/month, and blocked withdrawals.
• WikiFX notes negative user reviews, including a case of a $7,000 account allegedly manipulated by the broker.
• Forex-Ratings.com includes a user claiming stop-loss orders were triggered incorrectly, resulting in significant losses, and suspicions of a Cyprus-based scam operation.
• Portal da Queixa reports users being lured by promises of high profits (e.g., via Amazon investments) only to face withdrawal issues or demands for additional deposits.
• Common Themes:
• Withdrawal Issues: Multiple users report delays, high fees, or outright refusal to process withdrawals, raising concerns about fund accessibility.
• Aggressive Sales Tactics: Account managers allegedly pressure clients to deposit more than they can afford, often targeting beginners.
• Misleading Promises: Some users were enticed by unrealistic profit guarantees, only to lose funds quickly due to poor advice or platform issues.
• Suspicions of Fraud: Allegations of manipulated trades, fake reviews, and connections to other questionable brokers (e.g., Bitstarmarkets, OInvest) suggest potential scam networks.
• Positive Reviews: Some reviews praise ROInvesting for tight spreads, no commissions, and responsive customer support. However, the overly positive tone of some comments and their similarity across platforms raise suspicions of fabricated reviews. Critical Note: The volume of negative feedback, especially around withdrawals and aggressive tactics, outweighs positive reviews, which appear less credible due to potential manipulation. The pattern of complaints aligns with characteristics of high-risk brokers.

2. Risk Level Assessment ¶

Based on complaints and operational details, ROInvesting presents a high-risk profile for traders:

• Financial Risk:
• High withdrawal and inactivity fees (e.g., $50 per withdrawal, up to $500/month for inactivity) can erode capital, especially for small accounts.
• Reports of account losses due to poor advice (e.g., discouraging stop-loss orders) or platform manipulation increase the risk of capital loss.
• CFD trading, which ROInvesting emphasizes, is inherently risky, with 88.9% of retail investors losing money, as disclosed on their website.
• Operational Risk:
• The voluntary renunciation of its CySEC license in 2021 suggests potential regulatory issues or a strategic move to operate with less oversight, a major red flag.
• An expired domain (as of early 2025) indicates operational neglect, potentially disrupting access to accounts or services.
• Complaints about platform shutdowns and unresponsive customer support during technical issues add to operational unreliability.
• Reputational Risk:
• Negative reviews, allegations of fraud, and a CySEC fine of €270,000 in 2020 for compliance violations damage credibility.
• Temporary FCA permission in the UK, limiting activities, raises doubts about its legitimacy in key markets. Risk Level: High. The combination of withdrawal issues, regulatory concerns, and aggressive tactics makes ROInvesting a risky choice, particularly for inexperienced traders.

3. Website Security Tools ¶

An analysis of ROInvesting’s website security (https://www.roinvesting.com/) reveals the following:

• SSL Certificate:
• The website uses an SSL certificate, ensuring encrypted data transmission, which is standard for financial platforms. However, Scamadviser notes that the certificate alone doesn’t guarantee legitimacy.
• Security Red Flags:
• Maltiverse flagged roinvesting.com as executing “malicious or suspicious activity,” labeling it risky. This could indicate vulnerabilities or intentional malicious behavior.
• The domain’s expiration (reported in early 2025) suggests neglect, potentially exposing users to phishing risks if the domain is not renewed or is acquired by bad actors.
• Security Practices:
• ROInvesting claims to segregate client funds and comply with CySEC’s data security requirements (pre-2021). However, the lack of current regulatory oversight and user complaints about fund safety undermine these claims. Assessment: While basic security measures like SSL are in place, the Maltiverse warning and domain expiration are significant concerns. Traders should exercise caution, as these issues suggest potential vulnerabilities or operational instability.

4. WHOIS Lookup ¶

WHOIS data for roinvesting.com provides insight into its ownership and registration:

• Registrar: NameCheap, Inc., a common registrar for both legitimate and questionable websites.
• Domain Creation: Registered in 2017, aligning with ROInvesting’s founding year.
• Registrant Details: Likely anonymized via privacy protection services, as is typical with NameCheap. No public disclosure of Royal Forex Limited’s direct ownership is available in the provided data.
• Domain Status: As of early 2025, the domain was reported as expired and pending renewal, raising concerns about operational continuity. Critical Note: The expired domain status is a major red flag, as it could disrupt access to the platform or indicate abandonment. Anonymized WHOIS data is standard but limits transparency, making it harder to verify ownership.

5. IP and Hosting Analysis ¶

• Hosting Provider: Limited information is available, but Scamadviser’s algorithm considers server location as part of its low trust score for roinvesting.com.
• IP Geolocation: Likely hosted in a data center in Europe (e.g., Cyprus or a nearby region), given the company’s base in Nicosia. No specific IP address or hosting provider is disclosed in the provided data.
• Hosting Risks:
• An expired domain increases the risk of the website being taken offline or redirected to a malicious site.
• Maltiverse’s flag for suspicious activity could relate to hosting or server-side issues, though specifics are unclear. Assessment: Without detailed IP or hosting data, the analysis is limited. The expired domain and Maltiverse warning suggest potential hosting-related risks, warranting caution.

6. Social Media Presence ¶

• Official Presence: ROInvesting’s social media presence is not well-documented in the provided data. The website likely includes links to platforms like Twitter, Facebook, or LinkedIn, as is standard for brokers.
• Red Flags:
• Scamadviser notes that scammers often insert social media logos to appear legitimate, but these may not link to active accounts.
• User complaints on Trustpilot and other platforms mention social media scams luring victims to ROInvesting with false promises, suggesting potential misuse of social media for marketing.
• Engagement: No evidence of robust, authentic engagement. Positive reviews on social media-like platforms (e.g., Trustpilot) appear suspicious due to their uniformity and potential fabrication. Assessment: The lack of verified social media activity and reports of scam-related social media tactics are concerning. Traders should verify any social media links directly from the official website and be wary of unsolicited investment offers.

7. Red Flags and Potential Risk Indicators ¶

Several red flags and risk indicators emerge from the analysis:

• Regulatory Concerns:
• Voluntary renunciation of CySEC license in 2021, potentially to avoid scrutiny.
• €270,000 CySEC fine in 2020 for compliance violations (2018–2019), indicating past operational issues.
• Temporary FCA permission in the UK, restricting activities and raising legitimacy questions.
• Financial Practices:
• High withdrawal fees ($50+) and inactivity fees (up to $500/month) are unusually punitive.
• Hidden fees revealed only during withdrawal attempts, indicating a lack of transparency.
• User Experience:
• Aggressive account managers pressuring clients to deposit more, a tactic associated with scams.
• Reports of manipulated trades (e.g., stop-loss orders triggered incorrectly) and platform shutdowns.
• Allegations of fake reviews to boost reputation.
• Operational Issues:
• Expired domain as of early 2025, suggesting neglect or potential cessation of operations.
• Multiple domains (e.g., ro-investing.com, roinvesting.eu) used, a tactic sometimes employed to confuse or evade tracking.
• Associations: Connections to other brokers (e.g., OInvest, Itrader) accused of similar practices, hinting at a broader scam network. Critical Note: These red flags—especially the license renunciation, high fees, and expired domain—strongly suggest ROInvesting is a high-risk broker, potentially engaging in deceptive practices.

8. Website Content Analysis ¶

The ROInvesting website (https://www.roinvesting.com/) promotes itself as a user-friendly, regulated CFD broker, but critical analysis reveals concerns:

• Claims and Features:
• Offers trading on 350+ assets (Forex, stocks, crypto, commodities, ETFs) via Meta trader 4 and WebTrader.
• Highlights commission-free trading, tight spreads (e.g., 0.7 pips for EUR/USD), and a partnership with AC Milan (ended 2021).
• Emphasizes education (webinars, eBooks) and dedicated account managers for Gold/Platinum accounts.
• Risk Disclosures:
• Clearly states that 88.9% of retail investors lose money, aligning with regulatory requirements.
• Warns of high risks in CFD trading, but this is standard and doesn’t address specific operational risks.
• Transparency Issues:
• Lacks clear disclosure of fees (e.g., withdrawal, inactivity) on the main site, with users reporting hidden charges.
• Does not prominently address the 2021 license renunciation or current regulatory status, potentially misleading users.
• The expired domain status undermines claims of reliability and professionalism.
• Tone and Marketing:
• Uses polished, professional language to appeal to beginners and professionals, but aggressive marketing tactics reported by users contradict this image.
• AC Milan partnership (2019–2021) is heavily promoted, possibly to create a false sense of legitimacy. Assessment: The website appears professional but lacks transparency about fees and current regulatory status. The expired domain and user-reported discrepancies between claims and reality (e.g., withdrawal issues) suggest the content may be misleading.

9. Regulatory Status ¶

ROInvesting’s regulatory history is a critical concern:

• Past Regulation:
• Operated by Royal Forex Limited, licensed by CySEC (license 269/15) from 2017 until 2021. CySEC is a reputable regulator, but ROInvesting’s compliance was questioned.
• Registered with other EU regulators (e.g., FCA, BaFin, CONSOB) but with limitations, such as temporary FCA permission restricting UK operations.
• Paid a €270,000 fine to CySEC in 2020 for compliance failures (2018–2019), indicating operational lapses.
• Current Status:
• Voluntarily renounced its CySEC license in April 2021, a significant red flag as it suggests avoiding regulatory oversight.
• No evidence of current regulation, leaving clients without the protections offered by CySEC (e.g., fund segregation, compensation schemes).
• The FCA’s warning about limited permissions and lack of U.S. licensing further restricts its legitimacy. Critical Note: The loss of CySEC regulation and lack of current oversight make ROInvesting highly risky. Unregulated brokers pose significant threats to fund security and dispute resolution.

10. User Precautions ¶

To protect themselves, users considering ROInvesting should take the following precautions:

• Due Diligence:
• Verify the broker’s current regulatory status directly with CySEC or other authorities, as the 2021 license renunciation is a major concern.
• Research user reviews on independent platforms (e.g., Trustpilot, WikiFX) but be skeptical of overly positive feedback, which may be fabricated.
• Financial Caution:
• Start with a demo account (available for 7–14 days) to test the platform without risking funds.
• Deposit only what you can afford to lose, given the high risk of CFD trading and reported withdrawal issues.
• Avoid pressure to deposit additional funds, and be wary of promises of high profits.
• Security Measures:
• Ensure the website is active and secure (check for SSL and domain status) before entering personal or financial information.
• Use strong, unique passwords and enable two-factor authentication if available.
• Withdrawal Vigilance:
• Test withdrawals with small amounts early to confirm accessibility.
• Document all interactions with account managers and support, as evidence may be needed for disputes.
• Reporting: If issues arise (e.g., blocked withdrawals, manipulated trades), report to CySEC, Europol, or local financial regulators, as suggested by users. Recommendation: Given the high-risk profile, users should avoid ROInvesting unless its regulatory status is clarified and operational issues (e.g., domain expiration) are resolved.

11. Potential Brand Confusion ¶

ROInvesting’s branding and operations may cause confusion:

• Multiple Domains: The use of domains like ro-investing.com, roinvesting.eu, and roinvesting.be could confuse users or be used to evade tracking by regulators or victims.
• Similar Brokers: Alleged connections to brokers like OInvest, Itrader, and Bitstarmarkets, which share similar complaints, suggest a network of related brands that could mislead users.
• Previous Branding: ROInvesting was previously linked to GMO Trading, another Royal Forex Limited brand with negative user feedback, potentially confusing clients familiar with the older name.
• AC Milan Partnership: The expired partnership (2019–2021) may still be leveraged to create a false sense of legitimacy, confusing users about the broker’s current standing. Assessment: The use of multiple domains and associations with other questionable brokers increases the risk of brand confusion, potentially exploited to mislead or defraud users.

12. Conclusion and Recommendations ¶

Summary: ROInvesting, operated by Royal Forex Limited, presents a high-risk profile due to:

• Significant user complaints about withdrawal issues, aggressive tactics, and potential fraud.
• Loss of CySEC regulation in 2021, a €270,000 fine in 2020, and limited FCA permissions.
• An expired domain, Maltiverse’s malicious activity flag, and operational neglect.
• Red flags like high fees, manipulated trades, and connections to other dubious brokers.
• Lack of transparency in website content and potential brand confusion via multiple domains. Recommendations:
• Avoid ROInvesting: The risks outweigh potential benefits, especially for inexperienced traders. Seek brokers with active, reputable regulation (e.g., FCA, ASIC) and transparent fee structures.
• Alternative Brokers: Consider well-regulated brokers like IG, eToro, or Plus500, which have stronger reputations and current oversight.
• If Already Invested: Attempt to withdraw funds immediately, starting with small amounts, and document all interactions. Contact regulators or legal experts if issues arise.
• Stay Informed: Monitor updates on ROInvesting’s domain and regulatory status, as the expired domain may indicate cessation of operations or rebranding. Final Note: The evidence suggests ROInvesting may engage in deceptive practices, and its unregulated status as of 2025 makes it an unsafe choice. Always prioritize regulated brokers and conduct thorough research before investing.

If you need further details, specific checks (e.g., real-time domain status), or assistance with alternative broker recommendations, let me know!