AYA Markets - AI risk analysis

beta

AI risk analysis - AYA Markets (2025-04-29 17:35:33)

Below is a comprehensive analysis of AYA Markets (Comoros) Ltd, based on the provided criteria, including online complaint information, risk level assessment, website security, WHOIS lookup, IP and hosting analysis, social media presence, red flags, regulatory status, user precautions, and potential brand confusion. The analysis draws on available web information, critical evaluation, and cross-referencing to provide a clear picture of the broker’s legitimacy and associated risks.

1. Company Overview ¶

Name: AYA Markets (Comoros) Ltd
Official Website: https://ayamarkets.com/
Registered Address: Bonovo Road, Fomboni, Island of Mohéli, Comoros Union
Incorporation: Registered under number HY00423002
License: Licensed by the Mwali International Services Authority (MISA), Island of Mohéli, as an International Brokerage and Clearing House (License number T2023263)
Additional Office: OFFICE - 3203, 346-Business Bay, Premise Number: 345158105, Dubai, UAE (PO Box: 0)
Services: Offers trading in Forex, CFDs, indices, metals, energies, cryptocurrencies, stocks, and ETFs via platforms like cTrader and MetaTrader 5.

2. Online Complaint Information ¶

Sources:
Scamadviser (): Reports a low trust score for ayamarkets.com based on 40 data points, including server location, ratings on other sites, and malware reports. One user review mentions difficulties with withdrawals.
WikiFX (): Notes user reviews but highlights the lack of valid regulatory oversight, increasing risk.
Forex Peace Army (): Contains mixed reviews. Some users praise the broker for competitive spreads and commissions, while others have not reported specific complaints in the provided data.
Complaint Summary:
Limited but concerning complaints focus on withdrawal issues, a common red flag in the brokerage industry.
The small number of reviews (e.g., two reviews on Scamadviser with an average score of 1 star) suggests either low user engagement or suppression of negative feedback, both of which are concerning.
Critical Note: The scarcity of reviews could indicate a new or low-profile broker, but withdrawal complaints are a significant concern and warrant caution.

3. Risk Level Assessment ¶

High-Risk Factors:
Unregulated Status: AYA Markets claims regulation by the Mwali International Services Authority (MISA), but this is a weak regulatory body with minimal oversight compared to reputable regulators like the FCA (UK), ASIC (Australia), or CySEC (Cyprus). WikiFX explicitly states that MISA is not a robust regulator, and the broker is effectively unregulated in a globally recognized sense ().
High Leverage: Offers leverage up to 1:1000, which is extremely high and risky, especially for inexperienced traders. High leverage can lead to rapid losses, as noted in the broker’s own risk disclosure ().
Offshore Jurisdiction: Registered in the Comoros, a known offshore financial hub with lax regulations, which increases the risk of limited legal recourse for clients.
Withdrawal Issues: User complaints about withdrawal difficulties () suggest potential liquidity or operational issues.
Moderate-Risk Factors:
Limited Transparency: The broker provides some information about its team’s experience (30+ years in trading), but there’s no verifiable evidence of the founders’ credentials or operational history ().
Mixed User Feedback: Positive reviews exist (e.g., praise for the cTrader platform and crypto CFD offerings), but negative feedback about withdrawals overshadows these (,).
Low-Risk Factors:
Offers a demo account and a zero minimum deposit option (AYA Start account), which is beginner-friendly ().
Claims compliance with AML (Anti-Money Laundering) guidelines, though this is standard and not a differentiator ().
Overall Risk Level: High. The lack of robust regulation, high leverage, offshore status, and withdrawal complaints significantly elevate the risk of trading with AYA Markets.

4. Website Security Tools ¶

SSL Certificate:
Scamadviser confirms a valid SSL certificate on ayamarkets.com, securing communication between the user’s device and the website ().
However, the certificate is noted as a free or basic version, commonly used by both legitimate and fraudulent sites. This provides basic encryption but doesn’t guarantee trustworthiness.
Website Security Analysis:
No specific malware reports were identified in the provided data, but Scamadviser’s low trust score suggests potential vulnerabilities or suspicious indicators in the site’s code or hosting ().
The website uses cookies and analytics for traffic monitoring, which is standard but requires user consent under privacy policies ().
Customer Data Protection:
The customer agreement outlines data-sharing practices, including sharing with third parties for service provision, regulatory compliance, or fraud prevention (). This is standard but could concern privacy-conscious users.
The broker claims to meet “the highest security standards” for client deposits (), but no specific details (e.g., segregated accounts, encryption protocols) are provided.
Security Rating: Moderate. The presence of an SSL certificate is positive, but the basic nature of the certificate and lack of detailed security protocols limit confidence.

5. WHOIS Lookup ¶

Domain Information:
Registrar: PrivateName Services Inc., a privacy protection service that hides the owner’s identity ().
Implication: Using a privacy service is common but can be a red flag when combined with other risk factors, as it obscures accountability.
Domain Age:
The provided data doesn’t specify the exact registration date, but AYA Markets’ YouTube channel activity began in December 2023 (), and WikiFX reviews date back to August 2023 (). This suggests the domain is relatively new (likely registered in 2023).
New domains are riskier, as they lack a track record and could be associated with short-lived or fraudulent operations.
WHOIS Rating: High Risk. The hidden ownership and relatively new domain age raise concerns about transparency and longevity.

6. IP and Hosting Analysis ¶

Server Location:
Scamadviser notes the server location as a factor in its low trust score but doesn’t specify the exact location ().
Typically, brokers hosted in offshore or less reputable data centers (e.g., not in major financial hubs like the US, UK, or EU) are riskier.
Hosting Provider:
No specific hosting provider is mentioned in the data, but the use of a privacy service (PrivateName Services Inc.) suggests the broker may also obscure hosting details.
Implication:
Lack of transparency in server location and hosting provider aligns with the broker’s overall opaque profile.
Reputable brokers often use well-known hosting providers (e.g., AWS, Google Cloud) in stable jurisdictions, which AYA Markets does not confirm.
Hosting Rating: High Risk. Without clear information on server location or hosting provider, there’s no assurance of data reliability or uptime.

Presence:
YouTube: AYA Markets has a YouTube channel with content published as recently as December 2023, promoting the broker as a trusted platform ().
Facebook: A Facebook page exists, but specific posts or engagement levels are not detailed in the provided data ().
Other Platforms: No mention of Twitter/X, Instagram, or LinkedIn presence, which is unusual for a broker aiming for global reach.
Engagement:
The YouTube channel suggests some marketing effort, but there’s no data on subscriber count or video views, limiting assessment of credibility.
Low visibility on major platforms like Twitter/X or LinkedIn could indicate limited marketing or a focus on less transparent channels.
Red Flags:
Limited social media presence reduces opportunities for public scrutiny and user feedback, which reputable brokers typically encourage.
The lack of engagement metrics (e.g., likes, comments) makes it hard to gauge user trust or activity.
Social Media Rating: Moderate Risk. The presence of a YouTube channel and Facebook page is positive, but the limited scope and lack of engagement data raise concerns.

8. Red Flags and Potential Risk Indicators ¶

Regulatory Weakness: The Mwali International Services Authority is not a globally recognized regulator, and WikiFX explicitly warns of the broker’s unregulated status ().
Withdrawal Complaints: User reports of withdrawal difficulties are a critical red flag, often associated with untrustworthy brokers ().
High Leverage: Leverage of 1:1000 is unusually high and risky, appealing to inexperienced traders but increasing the likelihood of significant losses ().
Hidden Ownership: The use of PrivateName Services Inc. for WHOIS data obscures accountability ().
New Domain: The broker’s recent establishment (circa 2023) lacks a proven track record, increasing the risk of instability or fraud.
Lack of Transparency: No verifiable details about the founding team, operational history, or fund protection measures (e.g., segregated accounts) are provided.
Offshore Jurisdiction: Registration in the Comoros, a known haven for lax regulation, reduces legal protections for clients.
Low Review Volume: The small number of reviews (e.g., two on Scamadviser) could indicate low user adoption or suppression of negative feedback.

9. Website Content Analysis ¶

Claims and Promises:
The website promotes “powerful tools,” “expert insights,” and a “trader-friendly” environment (,).
Emphasizes the founders’ 30+ years of experience, but no names or verifiable credentials are provided ().
Highlights a wide range of instruments (230+ across Forex, indices, metals, etc.) and platforms (cTrader, MetaTrader 5), which is competitive but standard ().
Risk Disclosure:
The website includes a clear risk warning about the high risks of trading CFDs and Forex, especially due to leverage (,). This is legally required but doesn’t mitigate other concerns.
Professionalism:
The site is well-designed, with sections for account types, trading platforms, and customer agreements ().
However, the use of generic marketing phrases (e.g., “boost your trading success”) and lack of detailed operational information reduce credibility.
Content Rating: Moderate. The website is professionally presented and includes necessary disclosures, but vague claims about expertise and trader-friendliness lack substantiation.

10. Regulatory Status ¶

Claimed Regulation:
Licensed by the Mwali International Services Authority (MISA), License number T2023263 (,).
Critical Evaluation:
MISA is a minor regulator in the Comoros, known for issuing licenses with minimal oversight. It lacks the credibility of regulators like the FCA, ASIC, or CySEC.
WikiFX explicitly states that AYA Markets has “no valid regulatory information” and is effectively unregulated in a globally accepted sense ().
The broker complies with local restrictions (e.g., not offering services in the USA or Japan), but this is standard and doesn’t enhance credibility ().
Regulatory Rating: High Risk. The MISA license provides negligible assurance of client protection or operational integrity.

11. User Precautions ¶

To mitigate risks when considering AYA Markets, users should:

Conduct Independent Research: Verify the broker’s claims through third-party review sites (e.g., Forex Peace Army, WikiFX) and regulatory databases.
Start Small: Use the demo account or AYA Start account with no minimum deposit to test the platform before committing significant funds.
Test Withdrawals: Deposit a small amount and attempt a withdrawal to confirm reliability, given reported issues.
Avoid High Leverage: Refrain from using the 1:1000 leverage to minimize potential losses.
Check Regulatory Status: Cross-reference the MISA license with more reputable regulators and avoid brokers with weak oversight.
Secure Personal Data: Be cautious about sharing sensitive information, given the basic SSL certificate and data-sharing practices.
Monitor Reviews: Regularly check for new user reviews or complaints, as the broker’s reputation may evolve.
Seek Professional Advice: Consult a financial advisor before trading, as recommended by the broker’s risk disclosure ().

12. Potential Brand Confusion ¶

Similar Names:
Artrya Ltd (AYA.AX): A medical technology company listed on the Australian Stock Exchange, focused on AI for coronary heart disease diagnosis (). The ticker “AYA” could cause confusion with AYA Markets, especially for investors searching for stock-related information.
No other brokers or financial entities with similar names were identified in the data, but the generic nature of “AYA” (a common acronym or name) could lead to accidental misidentification.
Implications:
Brand confusion with Artrya Ltd could mislead investors, particularly those researching “AYA” in financial contexts.
AYA Markets’ offshore status and lack of prominent branding increase the risk of being mistaken for a more established entity.
Brand Confusion Rating: Moderate. The overlap with Artrya Ltd is a concern, but no evidence suggests deliberate mimicry by AYA Markets.

13. Overall Assessment and Recommendations ¶

Legitimacy: AYA Markets appears to be a functioning broker with a professional website, trading platforms (cTrader, MetaTrader 5), and a range of instruments. However, significant red flags—unregulated status, withdrawal complaints, hidden ownership, and offshore registration—cast doubt on its reliability.
Risk Level: High. The combination of weak regulation, high leverage, and user complaints makes AYA Markets a risky choice, particularly for inexperienced traders.
Recommendation:
Avoid for Most Users: Unless you are an experienced trader comfortable with high-risk brokers, consider more reputable alternatives regulated by the FCA, ASIC, or CySEC.
Cautious Exploration: If interested, use the demo account or test with a small deposit, but prioritize withdrawal testing and avoid high leverage.
Due Diligence: Continuously monitor reviews and regulatory updates, as the broker’s status may change.

14. Sources ¶

AYA Markets official website (,)
Scamadviser review ()
WikiFX review ()
Forex Peace Army review ()
Trading Deals overview ()
YouTube channel ()
Reuters (for Artrya Ltd) ()

This analysis critically examines AYA Markets, highlighting its high-risk profile due to regulatory weaknesses, transparency issues, and user complaints. Users should exercise extreme caution and prioritize safer, well-regulated brokers unless they are prepared for significant risks.