Below is a comprehensive analysis of ROICRAFT, based on the requested criteria, including online complaint information, risk level assessment, website security, WHOIS lookup, IP and hosting analysis, social media presence, red flags, regulatory status, user precautions, and potential brand confusion. The official website provided is www.roicraft.co. The analysis draws on available information, critically evaluated to provide a clear picture.

1. Online Complaint Information ¶

Complaint Prevalence: Multiple sources report significant complaints about ROICRAFT, particularly centered on withdrawal issues. Clients claim that after depositing funds, withdrawal requests are ignored, accounts are suspended, or account managers become unresponsive. These complaints are consistent across review platforms like Trustpilot (only one review noted, insufficient for a robust trust score) and specialized scam review sites.
Nature of Complaints: Common grievances include inability to retrieve funds, aggressive sales tactics to encourage larger deposits, and lack of transparency about fees or trading conditions. Some users report being misled by promises of high returns, only to face difficulties when attempting to access their money.
Chargeback Issues: Several reviews suggest that ROICRAFT clients have pursued chargebacks through banks to recover funds, indicating a pattern of distrust and perceived fraud. This is a significant red flag, as legitimate brokers typically resolve disputes directly with clients. Assessment: The volume and consistency of complaints, particularly around withdrawals, suggest a high likelihood of fraudulent behavior. The lack of substantial positive reviews further undermines credibility.

2. Risk Level Assessment ¶

Scamadviser Trust Score: The subdomain trade.roicraft.co received a Scamadviser trust score of 67/100, indicating medium to low risk. However, this automated score is based on factors like domain age and server location, and the site’s lack of transparency lowers confidence in its reliability.
BrokerChooser Evaluation: BrokerChooser, a reputable broker review platform, explicitly states that ROICRAFT is not a safe or trusted choice, citing regulatory and safety concerns. This assessment is based on expert analysis and aligns with broader industry warnings.
Client Fund Safety: The absence of regulation and reports of withdrawal issues suggest that client funds are at significant risk. Unregulated brokers lack oversight, meaning there are no legal protections for investors’ money. Assessment: ROICRAFT poses a high risk due to consistent negative feedback, lack of regulatory oversight, and operational red flags. Investors should approach with extreme caution.

3. Website Security Tools ¶

SSL Certificate: While the presence of an SSL certificate (likely Domain Validated, as is common for such sites) ensures basic encryption, it does not validate the legitimacy of the business. Many scam websites use SSL to appear trustworthy.
Website Accessibility: As of November 2022, the domain www.roicraft.co was reported as non-functional, possibly suspended. This is a major red flag, as legitimate brokers maintain active, accessible websites.
Security Claims: ROICRAFT claims to use “cutting-edge technology” to protect against cyber threats, but no specific details (e.g., two-factor authentication, encryption standards) are provided. Without verifiable evidence, these claims are unreliable. Assessment: The website’s reported suspension and lack of detailed security information undermine trust. Even if active, basic SSL alone is insufficient to confirm safety.

4. WHOIS Lookup ¶

Domain Information: WHOIS data for www.roicraft.co is redacted, with privacy protection hiding registrant details. While this is not uncommon, it raises concerns for a financial service provider, as regulated brokers typically provide transparent ownership information.
Domain Age: The domain was first analyzed in March 2022, suggesting it is relatively new. New domains are often associated with higher scam risk, especially when paired with other red flags. Assessment: Redacted WHOIS data and a recently registered domain increase suspicion, as they limit accountability and transparency.

5. IP and Hosting Analysis ¶

Server Location: The server for trade.roicraft.co is hosted in a country flagged as high-risk by the International Banking Federation due to elevated levels of fraud and corruption. This raises concerns about the operational environment.
Hosting Provider: Specific hosting provider details are not provided in the available data, but the use of a high-risk hosting location is a negative indicator. Legitimate brokers often use reputable, well-known hosting providers in regulated jurisdictions.
Iframe Usage: The website uses iframes or similar technology to embed external content, which is considered suspicious. Professional financial websites rarely rely on such methods, as they can obscure the source of content and increase security risks. Assessment: The high-risk server location and suspicious iframe usage are significant concerns, suggesting potential operational opacity or vulnerability.

Limited Presence: There is no mention of official ROICRAFT social media accounts in the provided data. Legitimate brokers typically maintain active, verified profiles on platforms like Twitter, LinkedIn, or Facebook to engage with clients and build trust.
Potential Risks: If social media accounts exist, they should be scrutinized for authenticity. Fake or low-engagement accounts can be used to mislead investors. The absence of a visible social media presence is itself a red flag for a broker claiming global operations. Assessment: The lack of a verifiable social media presence reduces transparency and credibility, aligning with patterns seen in fraudulent brokers.

7. Red Flags and Potential Risk Indicators ¶

Unregulated Status: ROICRAFT is explicitly identified as unregulated, with no licenses from recognized financial authorities. The Austrian Financial Market Authority (FMA) issued a warning that ROICRAFT is not authorized to conduct banking transactions in Austria, confirming its lack of regulatory compliance.
Withdrawal Issues: Consistent client complaints about inability to withdraw funds are a hallmark of scam brokers.
Lack of Transparency: The broker provides no information about its ownership, leadership, or operational history. Claims of “10 years in the market” are unsubstantiated and contradicted by the recent domain registration.
Suspicious Marketing: Promises of high returns (e.g., 3.9% annual savings account) and psychological branding (e.g., “ROI” in the name) are designed to lure investors but lack credible backing.
Website Suspension: The reported suspension of www.roicraft.co is a critical red flag, as it suggests potential legal or operational issues.
Association with Scams: Reviews link ROICRAFT to other known fraudulent brokers (e.g., 7Online, Oriontero), suggesting a possible network of scam operations. Assessment: Multiple red flags, including lack of regulation, withdrawal issues, and a suspended website, strongly indicate that ROICRAFT is likely a scam.

8. Website Content Analysis ¶

Content Quality: When active, the website promoted trading in stocks, cryptocurrencies, forex, and CFDs, with claims of a user-friendly interface and diverse instruments. However, the content lacks specificity about trading conditions, fees, or platform details, which is unusual for legitimate brokers.
Misleading Claims: ROICRAFT’s website emphasizes high returns and portfolio diversification but omits critical information like regulatory credentials or risk disclosures. This aligns with tactics used by scam brokers to attract inexperienced investors.
Professionalism: The reported user interface was described as “integrated and friendly,” but the use of iframes and lack of detailed platform information (e.g., no mention of MT4/MT5) suggest a lack of professionalism. Assessment: The website’s vague content, lack of transparency, and reported suspension undermine its credibility. Legitimate brokers provide clear, detailed information and maintain active sites.

9. Regulatory Status ¶

No Regulation: ROICRAFT is not regulated by any recognized financial authority. The FMA’s warning explicitly states that it lacks authorization for banking transactions in Austria, and no other regulatory body is mentioned.
Implications: Unregulated brokers operate without oversight, meaning client funds are not protected by compensation schemes or legal frameworks. This makes ROICRAFT inherently unsafe for investors.
Comparison to Standards: Legitimate brokers are typically registered with top-tier regulators like the FCA (UK), SEC (US), or ASIC (Australia), which enforce strict standards. ROICRAFT’s lack of such credentials is a critical failing. Assessment: The complete absence of regulatory oversight, combined with an FMA warning, confirms that ROICRAFT operates illegally in at least some jurisdictions and poses a severe risk to investors.

10. User Precautions ¶

To protect against potential risks associated with ROICRAFT or similar brokers, users should:

Verify Regulation: Only trade with brokers licensed by reputable regulators (e.g., FCA, SEC, ASIC). Check regulatory databases directly to confirm credentials.
Research Thoroughly: Investigate reviews on platforms like Trustpilot, BrokerChooser, or Scamadviser, and cross-reference with regulatory warnings.
Test Withdrawals: Make a small initial deposit and attempt a withdrawal to verify the broker’s reliability before committing larger sums.
Avoid High-Pressure Tactics: Be wary of brokers pushing for quick deposits or promising guaranteed returns.
Secure Accounts: Use strong passwords, enable two-factor authentication (if offered), and monitor accounts for unauthorized activity.
Pursue Chargebacks: If funds are lost, contact your bank or credit card provider immediately to initiate a chargeback. Do not inform the broker of this action.
Consult Experts: Seek advice from financial advisors or legal professionals before investing, especially with unregulated brokers. Assessment: Users must exercise extreme caution, prioritizing regulated brokers and conducting due diligence to avoid financial loss.

11. Potential Brand Confusion ¶

Similar Names: ROICRAFT’s name, emphasizing “ROI” (Return on Investment), appears designed to evoke trust and profitability. This could lead to confusion with legitimate firms like:
ROI Rocket (www.roirocket.com), a market research firm with a verified presence and BBB profile.
ROIcrafter (www.roicrafter.com), a web development and digital marketing company.
Risk of Misidentification: The similar naming conventions could mislead investors into associating ROICRAFT with these unrelated, potentially legitimate businesses. This tactic is common among scam brokers to exploit brand familiarity.
Domain Similarity: The domain www.roicraft.co is distinct but could be confused with www.roirocket.com or www.roicrafter.com, especially by inexperienced users. Assessment: ROICRAFT’s name and branding may intentionally mimic legitimate firms, increasing the risk of confusion and deception. Users should verify the exact domain and business details before engaging.

Conclusion ¶

ROICRAFT (www.roicraft.co) exhibits numerous characteristics of a fraudulent broker, including:

Widespread complaints about withdrawal issues and deceptive practices.
A high-risk profile due to lack of regulation, a suspended website, and negative expert assessments.
Inadequate website security and transparency, with a non-functional domain and redacted WHOIS data.
A high-risk server location and suspicious technical practices like iframe usage.
No verifiable social media presence, limiting accountability.
Multiple red flags, including an FMA warning, misleading marketing, and association with other scam brokers.
Potential for brand confusion with legitimate firms like ROI Rocket or ROIcrafter. Recommendation: Avoid ROICRAFT entirely. Investors should prioritize brokers regulated by top-tier authorities, with transparent operations and positive, verifiable reviews. If you have already engaged with ROICRAFT, contact your bank for chargeback options and consider legal advice to recover funds. Always conduct thorough research before investing, focusing on regulatory status and independent reviews.

Note: The analysis is based on available data as of April 25, 2025, and reflects critical evaluation of the sources. If you require further details or assistance with specific actions (e.g., chargeback guidance), please let me know.

AI risk analysis - ROICRAFT (2025-04-29 17:35:37)