Corporate Profile
Belagroprombank (Belarusian Agricultural Bank Of China Joint Stock Company) Was Established In 2000 And Is Headquartered In Minsk, Belarus . As An Important Financial Institution Group In The Republic Of Belarus, The Bank Focuses On Providing Comprehensive Financial Services To Individual Customers, Small And Medium-sized Enterprises (SMEs) And Corporate Customers. Belagroprombank Is A Leader In Retail Banking, Providing Cash And Settlement Services In Local And Foreign Currencies, Deposits, Bank Card Transactions And Other Diversified Services. At The Same Time, The Bank Offers A Full Range Of Support To SMEs Through The “Своими руками”（“ With Your Own Hands ") Program, Including Special Interest Rates, Grace Periods, And Legal And Financial Advice.
Regulatory Information
Belagroprombank Is Currently Unregulated , Meaning It Does Not Operate Under The Supervision Of Financial Regulators In Any Country Or Region. This Situation May Raise Concerns About The Safety And Transparency Of Funds. Therefore, Customers Should Fully Consider Their Latent Risk When Choosing Belagroprombank.
Trading Products
Belagroprombank Offers A Diverse Range Of Trading Products And Services Covering The Following Areas:
- Retail Banking : Including Cash And Settlement Services In Local And Foreign Currencies, Deposits, Bank Card Transactions, Etc.
- Personal Service Package : "Payroll Package" For Employees And "Care Package" For Retirees.
- Remote Services : Includes Internet Banking, Mobile Apps, USSD Banking And SP "Electronic Trading Platform".
For Small And Medium-sized Enterprises (SMEs), Belagroprombank Offers Credit, Deposits, Banking Payments, Cash And Settlement Services, Payroll Items, Letters Of Credit, Bank Guarantees, Acquiring Services, And Access To Electronic Banking Systems.
Trading Software
Belagroprombank Offers Its Customers A Wide Range Of Trading Software And Tools To Support Their Financial Services Needs. Customers Can Transact Through The Bank's Online Banking System, Mobile Applications, USSD Banking, And SP "electronic Trading Platform". These Tools Not Only Facilitate Customers' Daily Financial Operations, But Also Provide The Ability To Monitor And Manage Finances In Real Time.
Deposit And Withdrawal Methods
Belagroprombank Supports A Variety Of Deposit And Withdrawal Methods, Including:
- Bank Card Transactions : Supports Bank Cards Such As Belcard, Visa And Mastercard.
- Cash Withdrawal : Customers Can Withdraw And Withdraw Cash At A Branch Of The Bank Or At An ATM.
- Electronic Transfer : Electronic Transfer Through Online Banking Or Mobile Apps.
Customer Support
Belagroprombank Provides Customer Support Through Multiple Channels, Including:
- Telephone Service : Including 136, + 375 (17) 218 57 77 And Other Designated Numbers.
- Online Chat : Provides Real-time Client Server Through The Bank's Official Website.
- Fax And Telex Service : Provides 24-hour Fax And Telex Service.
The Customer Support Center Operates From 8:00 To 20:00 On Weekdays And From 8:00 To 18:00 On Rest Days And Holidays .
Core Business And Services
Belagroprombank's Core Business Includes Retail Banking, SME Support, Enterprise Services, And Cooperation With Financial Institution Group. The Bank Provides Efficient And Reliable Financial Services To Its Customers Through Its Extensive Service Network And Personalized Service Model. Its Core Competitive Advantage Lies In The Full Range Of Support For SMEs Through “Своими руками” Programs, As Well As The Maintenance Of Stable Capital Adequacy And Liquidity Ratios In An Unstable Economic Environment.
Technological Infrastructure
Belagroprombank Has Adopted An Advanced Technological Infrastructure To Support The Efficient Operation Of Its Financial Services. The Bank Has Implemented A Quality Management System That Complies With ISO 9001 International Standards And Provides Personalized Services Through A Personal Management System And A Customer Management System. In Addition, Belagroprombank Has Ensured The Safety Of Its Customers And Employees During The COVID-19 Pandemic Through Enhanced Technological Means.
Compliance And Risk Control System
Although Belagroprombank Is Not Regulated, The Bank Emphasizes The Importance Of Compliance And Risk Management. Its Compliance System Includes Strict Internal Monitoring And Risk Management Systems To Ensure The Safety Of Customer Funds And The Stability Of Bank Operations. Belagroprombank Adopts A Conservative Approach To Risk Management And Maintains High Capital Adequacy And Liquidity Ratios.
Market Positioning And Competitive Advantage
Belagroprombank Is A Leader In The Retail Banking Industry In Belarus. Its Market Positioning Includes:
- A Wide Range Of Financial Services : Covering Individual Customers, SMEs And Corporate Customers.
- Innovative Education Programs : Support For SMEs Through “Своими руками” Programs.
- Technology-driven Services : Provide Remote Financial Services And Personalized Service Models.
Customer Support And Empower
Belagroprombank Provides Customer Support Through Multiple Channels And Empowers SMEs Through “Своими руками” Programs. The Program Includes:
- Special Rates : Offer Preferential Rates For SMEs.
- GRACE DURATION : A 3-month Grace Period Is Provided.
- Legal And Financial Support : Comprehensive Legal And Financial Advice For SMEs.
Social Responsibility And ESG
Belagroprombank Is Actively Involved In Social Responsibility Activities, Supporting The Development Of SMEs And Fostering A Community Of Entrepreneurs Through Its Educational Programs. The Bank Demonstrates Its Social And Environmental Responsibility By Maintaining Stable Capital Adequacy And Liquidity Ratios In An Unstable Economic Environment.
Strategic Cooperation Ecology
Belagroprombank Has Established Extensive Strategic Partnerships With Domestic And Foreign Financial Institution Groups. These Collaborations Include The Management Of Counterpart Accounts, Document Business, Banknote Business, Financial Marekt Trading, And The Provision Of Comprehensive Information To Investors. The Bank Has Maintained The Stability And Reliability Of Its Business Through A Conservative Risk Management Approach During The COVID-19 Pandemic.
Financial Health
Belagroprombank Has Performed Well In Financial Health, With Both Its Capital Adequacy Ratio And Liquidity Ratio Maintained At A High Level. The Bank Received The Quality Achievement Award From The Government Of The Republic Of Belarus In 2019 And The World Finance Bank Award In 2021, Demonstrating Its Leading Position In Terms Of Quality And Competitiveness.
Future Roadmap
Belagroprombank's Future Development Priorities Include:
- Digital Transformation : Further Upgrading Of The Client Server Through Technical Means.
- SME Support : Continued Support For SMEs Through “Своими руками” Programs.
- International Cooperation : Established Broader Cooperation With The Financial Institution Group At Home And Abroad.
Overall, Belagroprombank Has An Important Position In The Belarusian Financial Sector, Meeting Customer Needs And Driving Economic Development Through Diverse Financial Services, Innovative Educational Programs, And Strong Technical Support.
