Overview About MARUSAN

Founded In 1907, Marusan Is Headquartered In Japan And Is Regulated By The Financial Services Agency (FSA), Ensuring Compliance With Industry Standards. Marusan Offers A Variety Of Market Instruments Including Stocks, Bonds, And Investment Trusts To Meet Different Investment Needs. Through Account Types Such As Securities General Accounts And Specific Accounts, Investors Have Access To A Variety Of Trading Options.

However, The Limited Choice Of Trading Platforms And Reliance On Bank Transfers Can Present Some Challenges. Nonetheless, Marusan Provides Responsive Customer Support Via Phone And Email, Boosting The Overall User Experience And Reliability.

REGULATIONAL INFORMATION

MARUSAN Is Regulated By The Japanese Financial Services Agency And Holds A Retail Foreign Exchange License (license Number: (Gold Merchant) No. 167). The Authority Issuing The License Is MARUSAN Co., Ltd.

This Supervision Ensures That MARUSAN Complies With The Regulatory Standards Set By The Japanese Financial Authorities, Providing Supervision And Protection For Traders On The Platform. MARUSAN's Regulated Status Demonstrates Its Compliance With Industry Regulations And Standards, Giving Traders Confidence.

Pros And Cons

Pros:

Regulated By The FSA: Marusan Is Regulated By The Japanese Financial Services Agency (FSA), Providing Users With The Assurance That It Operates Within The Legal Framework And Complies With Industry Standards.

Wide Range Of Investment Options: Marusan Offers A Variety Of Investment Options, Allowing Users To Choose Stocks, Bonds And Other Financial Instruments Based On Their Investment Preferences And Risk Tolerance.

Responsive Customer Support: The Platform Provides Responsive Customer Support, Providing Help And Guidance To Users When They Encounter Problems Or Have Questions, Enhancing Overall User Experience And Satisfaction.

Cons:

Limited Payment Methods: Marusan Offers Limited Deposit And Withdrawal Methods, Which May Cause Inconvenience To Some Users, Especially Those Who Prefer More Payment Options Or Have Specific Banking Preferences.

High Commission Fees: The Platform Charges High Commission Fees For Transactions, Which May Have A Significant Impact On A User's Overall Investment Return, Especially For Frequent Traders Or Users With Smaller Portfolios.

Lack Of Educational Resources: Marusan Lacks Comprehensive Educational Resources, Such As Tutorials, Articles, Or Webinars, To Help Users Improve Their Investment Knowledge And Skills, Which May Affect Their Ability To Make Informed Investment Decisions.

Market Instruments

MARUSAN Offers A Variety Of Traded Assets, Including Investment Trusts, Stocks, And Bonds. Investment Trusts, Also Known As Mutual Funds, Pool The Funds Of Multiple Investors With A Diverse Portfolio Of Assets Managed By Professional Fund Managers. These Funds Provide Investors With Exposure To A Variety Of Securities, Such As Stocks, Bonds, And Commodities, Providing The Potential For Capital Appreciation And Income Generation.

Stocks Represent Ownership In Publicly Traded Companies And Allow Investors To Participate In The Company's Profits Through Dividends And Capital Gains. Investing In Stocks Provides The Opportunity To Build Wealth Over The Long Term And Diversify Your Portfolio.

Bonds, On The Other Hand, Are Debt Securities Issued By Governments, Municipalities, Or Corporations To Raise Funds. Investors Who Purchase Bonds Borrow From The Issuer In Exchange For Regular Interest Payments And The Return Of Principal At Maturity. Bonds Are Valued For Their Fixed-income Nature And Are An Important Component Of A Balanced Investment Portfolio.

Account Types

MARUSAN Offers Both General And Specific Accounts.

The Marusan Securities General Account Serves As An Integrated Platform For Managing And Managing Funds Used To Purchase Stocks And Investment Trusts. Funds Deposited Into This Account Are Managed Within The Monetary Reserve Fund (MRF), Which Consists Primarily Of Short-term Bonds And Highly Rated Public Bonds. While MRFs Offer A Safe Investment Option, It Is Important To Note That The Principal Amount Is Not Guaranteed. A Key Advantage Of The Securities General Account Is The Integrated Management Of All Transactions Through A Single Account.

Specific Accounts Offer Additional Features Tailored To Specific User Requests, Such As A Simplified Tax Procedure For Annual Trading Reports. Marusan Securities Manages Trading Records And Calculates Profits And Losses For Specific Accounts, And These Calculations Are Presented In The Annual Trading Report. This Report Simplifies The Tax Filing Process For Account Holders, Giving Them The Information They Need To Accurately Report Their Investment Activities.

How Do I Open An Account?

Prepare The Necessary Documents: Collect The Documents Required To Open An Account, Including PIN Confirmation Documents And Identity Verification Documents. Depending On The Type Of PIN Confirmation Document, You Will Need Additional Identity Verification Documents, Such As A Driver's License Or Passport.

Fill Out The Application Form: Fill Out The Comprehensive Transaction Application Form, Including Personal Details Such As Name And Address. You Can Also Apply For Other Services At This Stage, Such As Specific Accounts Or MARUSAN-NET. Ensure That All Information Is Accurate And Comprehensive.

Submit The Application: Submit The Completed Application Form And Required Documents By Post Or In Person To The Nearest Marusan Securities Branch. Prepare For The Review Process, Which May Take Several Days. Please Note That The Company Reserves The Right To Refuse To Open An Account After Review.

Account Opening Confirmation: Upon Completion Of The Account Opening Process, You Will Receive An "Account Opening Notification" Email To Your Registered Address. Verify The Information Provided And Trade As Required.

Spreads And Commissions

Marusan Uses A Tiered Commission Fee Structure That Applies To Transactions Conducted Through Sales Representatives. For Transactions Involving Listed Securities (excluding Bonds With Stock Subscription Rights), Commission Fees Are Calculated Based On The Total Transaction Value Of Each Offering And Each Buy And Sell Per Trading Day. Commission Fees Vary Depending On The Contract Price, Ranging From 0.00660% Of The Contract Price Plus 261,316 Yen (amounts Exceeding 100 Million Yen) To 1.26500% Of The Contract Price (amounts Not Exceeding 70,000 Yen).

In Addition To Brokerage Fees For Domestic Securities, Marusan Also Charges Brokerage Fees For Foreign Stock Transactions, Including Local Commissions, Spreads, And Domestic Brokerage Fees. For Example, For US Market Transactions, The Local Fee Is 0.300%, The Minimum Fee Depends On The Transaction Amount, And The Spread Per Transaction In Foreign Currencies Is 0.0008%.

Deposits And Withdrawals

In Marusan Securities, Deposits And Withdrawals Can Be Made In A Variety Of Ways, With Bank Transfer Being The Main Option. Customers Can Transfer Funds From Their Local ATM Or Financial Institution Group To Marusan's Bank Account At The Branch Where They Do Business. It Is Important To Note That The Specific Bank Account For The Transfer Varies From Branch To Branch, So Customers Are Advised To Contact Their Respective Branch For The Relevant Account Info.

Customer Support

Marusan Offers A Comprehensive Customer Support Service To Assist Users With Inquiries, Inquiries, Complaints And Requests. Customers Can Contact The Customer Consultation Room By Phone At The Number 0120-03-1319 During Reception Hours From 9:00 To 17:00, Excluding Saturdays, Sundays And Holidays.

In Addition, Inquiries Can Be Made By Email At The Toiawase03@marusan-sec.co.jp. For Complaints, Requests, And Other Questions, Customers Can Contact A Dedicated Counter For Assistance. The Consultation Room Is Responsible For Consulting With Companies On Complaints And Requests, While Disputes Related To Securities Transactions Can Be Resolved Through The Securities Financial Products Mediation Consultation Center (FINMAC), A Designated Non-profit Legal Entity.