Corporate Profile
Attica Bank S.A. (Greek :Ανώνυμη Τραπεζική Εταιρεία） Founded In 1924 And Headquartered In Athens, Greece, It Is The Fifth Largest Bank In Greece. The Bank's Branch Network Extends Throughout Greece, With A Total Of 37 Branches As Of 2023 Providing Comprehensive Banking And Investment Products Services To Individuals, SMEs And Large Companies. Attica Bank Is Listed On The Athens Stock Exchange (ASE) And Its Market Capitalization Is Approximately 750 Million Euros As Of The Second Quarter Of 2023.
Regulatory Information
Attica Bank Is A Holding Company Of The Greek Financial Stability Fund (HFSF) And The Unified Social Security Agency (EFKA), With A Relatively Decentralized Shareholding Structure. As Of June 2023, The Bank's Shareholders Include:
- Hellenic Financial Stability Fund (HFSF): 5.7%
- Unified Social Security Agency (EFKA): 6.5%
- Pancreta Bank: 4%
- Thrivest Holding LTD: 4.4%
- TMEDE: 6%
- Other Shareholders: Remaining Shares
Attica Bank Is Not Directly Regulated By Any Internationally Renowned Financial Regulator, But Follows The Financial Regulatory Framework Within Greece.
Trading Products
Attica Bank Offers A Wide Range Of Financial Products To Its Customers, Including:
- Debit Cards, Prepaid Cards, Credit Cards : To Meet The Daily Payment And Consumption Needs Of Its Customers.
- Consumer Loans, Home Loans, Green Loans : To Support The Financing Needs Of Individuals And Businesses.
- Mutual Funds : Offers A Diverse Range Of Investment Products To Help Clients Achieve Asset Appreciation.
Trading Software
Attica Bank Offers Its Customers Convenient Trading Services Through Its Official Website And Mobile App. Its Transaction Software Supports Visa And Mastercard Payments, And Provides Online Account Management Features, Including:
- Account Inquiry
- Transaction History
- Online Transfer
Deposit And Withdrawal Methods
Attica Bank Supports A Variety Of Deposit And Withdrawal Methods, Including:
- Cash Withdrawal And Withdrawal: At A Bank Branch.
- Transfer: Completed Through A Bank Account Or Mobile App.
- Electronic Payment: Supports International And Domestic Transfer Services.
Customer Support
Attica Bank's Customer Support Team Serves Customers By:
- Phone : + 30 210 366 9000
- Fax : + 30 210 366 7245
- Branches : Customers Can Access Its 37 Branches Nationwide.
Core Business And Services
The Main Business Of Attica Bank Includes:
- Retail Banking : Providing Savings, Loans And Investment Services To Individuals And Families.
- Corporate Banking : Providing Customized Financial Services To Small And Medium-sized Enterprises And Large Companies.
Technology Infrastructure
Attica Bank Uses An Advanced Technology Platform, Including:
- AIoT Risk Control System : Real-time Monitoring Of Trading Risks Through Artificial Intelligence And Internet Of Things Technology To Ensure The Safety Of Customer Funds.
- Cloud Platform : Support Online Trading And Account Management To Enhance Customer Experience.
Compliance And Risk Control System
Attica Bank Has Implemented A Comprehensive Compliance And Risk Control System, Including:
- Anti-Corruption Policy : Strict Compliance With Anti-corruption Regulations When Working With Partners And Suppliers.
- Internal Audit System : Internal Audits Of The Group In Accordance With International Standards And Regulatory Frameworks To Ensure Operational Transparency.
Market Positioning And Competitive Advantage
Attica Bank's Market Positioning Is Based On Its Extensive Branch Network And Diverse Financial Services. Its Competitive Advantages Include:
- Localized Services : Deep Understanding Of Customer Needs In The Greek Market. Digital Transformation : Enhancing Client Server Efficiency Through Technical Means.
Customer Support And Empowerment
Attica Bank Empowers Customers To Achieve Their Financial Goals Through Its Technology Platform And Professional Service Team.
- Personalized Financial Services : Customize Solutions According To Customer Needs.
- Investor Education : Provide Financial Literacy Through Official Channels.
Social Responsibility And ESG
Attica Bank Actively Fulfills Social Responsibilities, Including:
- Sustainable Finance : Support Green Loan Projects And Promote Environmental Protection.
- Community Contribution : Support Education And Medical Projects Through Public Welfare Funds.
Strategic Collaboration Ecology
Attica Bank Has Established Strategic Partnerships With Several Institutions, Including:
- Technology Suppliers : Collaborate To Develop Advanced Fintech Solutions.
- Industry Association : Participate In Multiple Industry Organizations To Promote The Development Of Industry Standards.
Financial Health
Attica Bank's Solid Financial Performance In Recent Years, As Of Q2 2023:
- Capital Adequacy Ratio : Approx. 14%
- Non-performing Loan Ratio : Approx. 5.8%
- Net Profit : Approx. 120 Million EUR
Future Roadmap
Attica The Bank's Future Development Plans Include:
- Digital Transformation : Continued Investment In Fintech To Enhance Customer Experience.
- Market Expansion : Exploring Business Opportunities In Other Southern European Countries.
