Company Profile
PayPay Securities (hereinafter Referred To As "PSE") Is A Fintech Company Specializing In Securities Services. Its Predecessor Was Established In 2013 And Originally Operated Under The Name "my Banker". In 2015, The Company Changed Its Name To "one Tap Buy Co., Ltd" And Registered Its Financial Instrument Business. In December Of The Same Year, It Officially Launched Related Services. After Several Name Changes And Business Expansions, The Company Was Finally Renamed "PayPay Securities" In 2021, Marking Its Strategic Upgrade And Brand Rebranding.
PSE's Business Covers Stock Trading, ETF Investment, Contracts For Difference (CFD) On Japanese Stocks And Other Financial Products, Mainly For Japanese And Global Investors. As Of Q3 2023, The Company Has Cumulatively Served More Than 1 Million Users , Making It One Of The Leading Online Securities Trading Platforms In Japan.
Regulatory Information
PSE Holds A Retail Foreign Exchange License (license Number: 3010001156746) Based On Strict Compliance With The Regulatory Requirements Of The Japanese Financial Services Agency (FSA). This License Allows The Company To Provide Foreign Exchange And Securities-related Services Within Japan.
Compliance Statement : PSE Always Follows Relevant Regulations Such As The Japanese Financial Instruments And Exchange Act (FIEA) And The Prevention Of Money Laundering Act To Ensure Legal Compliance For All Trading Activities. The Company Is Regularly Audited By The Japan Financial Services Agency And Continuously Optimizes The Internal Control System To Ensure The Safety Of Customer Funds.
Trading Products
PSE Provides A Variety Of Financial Products, Covering Major Global Markets:
- Trading In Japanese Stocks : Supports The Buying And Selling Of Japanese Stocks (individual Stocks, ETFs, REITs). Investors Can Directly Participate In The Tokyo Stock Exchange (TSE) And Over-the-counter Market Transactions.
- Trading In US Stocks : Provides Trading Services For US Stocks (individual Stocks, BDC Stocks, ETFs). Investors Can Trade US Stocks 24/7 Through The PSE Platform (subject To Market Closures).
- Investment Trust : Offers A Variety Of Mutual Fund Products To Meet Investors' Diverse Investment Needs.
- Contract For Difference (CFD) : Supports CFD Trading In Japanese Stocks, Providing Investors With The Possibility Of Leveraged Trading (if Any).
Trading Software
PayPay Securities App Is The Company's Core Trading Tool And Supports The Following Functions:
- Low Threshold Investment : Investors Can Buy Stocks Or Investment Trusts From 1,000 Yen , Suitable For Beginners In Investing.
- Convenient Trading Interface : 3 Steps To Complete Trading Operations, Support Ranking And Theme Filtering Functions, Help Users Quickly Select Target Assets.
- Asset Visual Management : Users Can View The Status Of Assets In Real Time Through Intuitive Charts And Data Display.
- Multi-language Support : App Provides Japanese And English Interfaces To Meet The Needs Of Global Investors.
Advantage Highlights :
- No Need To Transfer Money To A Securities Account, Investors Can Directly Settle The Transaction Amount Through The "buy As Is" Function.
- Support Linking PayPay Accounts, Users Can Use PayPay Balance To Complete Transactions.
Deposit And Withdrawal Methods
PSE Provides A Variety Of Fund Withdrawal Methods For Investors To Operate:
- Bank Transfer : Investors Can Deposit And Withdraw Funds Through Major Japanese Banks (such As Mizuho Bank, Sumitomo Mitsui Bank, Mitsubishi UFJ Bank, Etc.).
- Automatic Transfer : For Users Who Have Opened A Savings Account, PSE Supports The Settlement Of Funds Through Automatic Transfer.
Withdrawal Time :
- Withdrawal Requests Submitted Before 14:30 On Bank Business Days Are Usually Processed On The Same Day; Applications Submitted After 14:30 Are Processed The Next Day.
- Proceeds From The Sale Of Stocks Can Be Withdrawn To Personal Accounts After 3-4 Working Days .
Customer Support
PSE Provides Investors With Comprehensive Support Through Its App And Customer Service Team:
- Online Help Center : Provides Information Such As Trading Guides, FAQs, Etc.
- Multilingual Customer Service : Supports Communication In Japanese And English To Answer Users' Questions About Trading, Accounts, And Products.
Advantage Highlights :
- PSE Regularly Holds Investor Education Events To Help Users Improve Their Investment Knowledge And Skills.
Core Business And Services
The Core Business Of PSE Includes:
- Retail Securities Brokerage Services : Provides Stock, ETF And CFD Trading Services For Individual Investors.
- Investment Trust Services : Provides A Diverse Range Of Mutual Fund Products To Meet Investors' Asset Allocation Needs.
- Intelligent Investment Tools : Provides Investment Advice To Investors Through Algorithmic Analysis Of Market Trends.
Technical Infrastructure
PSE Relies On Advanced Technology Platforms To Provide Efficient And Stable Trading Services:
- AIoT Risk Control System : Through The Combination Of Artificial Intelligence And Internet Of Things Technology, Real-time Monitoring Of Trading Behavior Prevents Market Manipulation And Abnormal Fluctuations.
- Cloud Service Structure : Distributed Cloud Storage And Computing To Ensure High Platform Availability And Data Security.
Compliance And Risk Control System
The Risk Control System Of PSE Covers The Following Aspects:
- Fund Isolation System : Customer Funds Are Strictly Separated From The Company's Operating Funds To Ensure The Safety Of Assets.
- Real-time Monitoring System : Real-time Analysis Of Trading Behavior Through AI Technology To Identify Latent Risks.
- Emergency Plan : To Formulate Perfect Response Measures For Unexpected Situations Such As Market Fluctuations And System Failures.
Market Positioning And Competitive Advantage
PSE Stands Out In The Market Due To The Following Characteristics:
- Low Threshold Investment : Investment Threshold Starting From 1,000 Yen, Attracting A Large Number Of Retail Investors.
- User-friendly Platform : Simple And Easy-to-use Operation Interface, Suitable For Novice Investors.
- Diversified Product Portfolio : Covers Japanese Stocks, US Stocks, ETFs And Investment Trusts To Meet The Needs Of Different Investors.
Customer Support And Empowerment
PSE Is Committed To Helping Investors Improve Their Investment Capabilities:
- Investor Education Content : Provide Basic Knowledge Courses And Market Analysis Reports.
- Personalized Service : Customize Investment Strategies According To Customer Needs And Provide Professional Advice.
Social Responsibility And ESG
PSE Actively Fulfills Corporate Social Responsibility And Focuses On ESG (Environmental, Social, Governance) Issues:
- Sustainable Investment : Promote ESG-oriented Investment Products And Guide Capital Flows To The Low-carbon Economy.
- Community Contribution : Collaborate With Local Communities To Support Public Welfare Projects Such As Education And Environmental Protection.
Strategic Cooperation Ecology
PSE Has Established Strategic Partnerships With Several Financial Institution Groups And Technology Companies:
- Financial Institution Group : Cooperates With Mizuho Bank, Sumitomo Mitsui Bank, Etc. To Optimize The Capital Settlement Process.
- Technology Companies : Cooperates With AI Technology Companies To Improve The Intelligence Level Of The Platform.
Financial Health
According To The Q3 2023 Financial Report, PSE Achieved Revenue Of 1.05 Billion Yen , An Increase Of 25% Year-on-year . The Company Maintained A Healthy Cash Flow And Its Capital Adequacy Ratio Was Higher Than The Industry Average.
Future Roadmap
PSE Plans To Expand Its Business Scope In The Next Few Years, Including:
- Internationalization Layout : Enter South East Asia And Europe And The United States To Enhance Its Global Influence.
- Product Innovation : Launch More ESG-oriented Investment Products To Meet Market Demand.
- Technology Upgrade : Continuously Optimize The Trading Platform And Improve The User Experience.
Through The Above Measures, PSE Is Committed To Becoming The World's Leading Online Securities Service Platform.
