★ Company OverviewNvest
Group's principal operating entity is Nvest Financial, LLC, is a financial advisory firm established in 2003. The headquarters is located in Kennebunk, ME, Maine, USA.
★ regulatory information
Nvest Financial, LLC is a Registered Investment Adviser (RIA) registered with the U.S. Securities and Exchange Commission (SEC), regulated under the Investment Advisers Act of 1940 with a Central Registration Number (CRD) of 171394 (pursuant to SEC Form ADV, as of March 2024). Securities services are provided through the Commonwealth Financial Network, which is regulated by the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC) under FINRA registration number CRD 8032. Fixed insurance products are offered through the CES Insurance Agency and meet state-level insurance regulatory requirements. Nvest Financial holds CEFEX (Centre for Fiduciary Excellence) certification, indicating that its investment advisory process meets fiduciary duty standards (as of 2023).
★ Trading ProductsNvest
Group's trading products are mainly portfolio management services, covering stocks, bonds, exchange-traded funds (ETFs), mutual funds and fixed income products.
Through the Commonwealth Financial Network's brokerage account, clients can invest in the U.S. securities market, including blue chips, growth stocks, municipal bonds, and real estate investment trusts (REITs).
The company also provides insurance products (such as life insurance, long-term care insurance) and annuity products to meet risk management and retirement planning needs. The portfolio is customized according to the client's risk tolerance, investment horizon and financial goals, and asset allocation emphasizes diversification to diversify risk.
According to WhaleWisdom data, in the third quarter of 2024, the iShares Russell 1000 Growth ETF was the largest holding of 41,684 shares among Nvest Financial's 13F securities holdings. The public information does not disclose the specific trading volume or AUM.
★ trading software
Nvest Group offers the Investor 360 platform, which allows clients to access account information, view portfolio performance, and download monthly statements online. Powered by the Commonwealth Financial Network, the platform integrates account management, investment tracking, and financial planning tools and is suitable for both retail and high-net-worth clients.
Users can log in via the web or mobile (iOS and Android) and the interface is designed with simplicity and ease of use in mind. The platform supports real-time market data and investment analysis, and some features integrate with third-party data sources such as Morningstar.
In 2023, Investor 360 has updated its data visualization capabilities to provide greater transparency into investment performance. Some customers reported that the platform was slow to load during peak periods, and the company said that it had optimized server performance (as of Q4 2024).
★ Deposit and withdrawal methodsNvest
Group's deposit and withdrawal methods are through Commonwealth Financial Network's brokerage accounts and third-party custodians such as Pershing LLC).
Clients may deposit funds via bank transfer (ACH), wire transfer, or check, which are managed by a custodian in accordance with the SEC's custody rules that require client assets to be segregated from the advisor's assets.
Withdrawals are subject to a request submitted through the Investor 360 platform and are usually completed within 3-5 business days, depending on the custodian's clearing process. The platform supports USD trading and does not involve cryptocurrency or forex trading.
Nvest does not hold client funds directly, and all transactions are done through regulated clearing institutions, ensuring transparency and security.
★ Customer Support & EmpowermentNvest
Group provides educational content to clients through blogs, market commentary, and client seminars, covering investment fundamentals, retirement planning, and tax strategies. The Investor 360 platform has built-in tools to help clients track investment performance and financial goals.
In 2024, Nvest launched an online education series featuring external experts on market trends and wealth management, attracting hundreds of clients to participate. The company also provides employee training for corporate clients on the operation and benefits of the 401(k) program.
Customer feedback channels include phone, email, and in-person consultations, with some customers suggesting adding live chat support to improve responsiveness. Nvest emphasizes building long-term relationships with clients, ensuring financial plans are aligned with client needs through regular review meetings (as of 2024).
★ Core Business & ServicesNvest
Group's core business includes financial planning, investment management and business advisory for retail clients, high-net-worth individuals and SMEs. Financial planning services cover retirement planning, tax optimization, estate planning and risk management, aiming to provide clients with integrated financial solutions.
Investment management services help clients achieve long-term wealth growth through customized investment portfolios, and asset allocation is based on the client's risk tolerance and goals. Business consulting (via ROI Cubed) provides strategic planning, business expansion, and exit strategy support to business owners.
Nvest 401(k) focuses on the design and management of corporate retirement plans, assisting companies in providing customized benefits plans for employees. Serving the Northeast United States, customers are primarily individuals and businesses in New England (as of 2025)
★ Technology FoundationNvest
Group's technology infrastructure is backed by Commonwealth Financial Network's brokerage and custody system, as well as its own financial planning tools.
The Investor 360 platform is cloud-based (which may use AWS or similar providers, not publicly available), supports account management, investment tracking, and reporting generation, and data storage meets SEC security standards.
The financial planning process uses proprietary algorithms to generate customized reports based on clients' financial data, covering asset allocation and retirement goals. The platform integrates with third-party data sources, such as Morningstar, to provide real-time market data and investment analysis. In 2024, Nvest has optimized the platform's mobile experience by adding push notifications to remind customers to keep an eye out for account updates.
★ Compliance and risk control system
Nvest Group's compliance system is based on the regulatory requirements of the SEC and FINRA in the United States. The platform performs KYC and Anti-Money Laundering (AML) checks through the Commonwealth Financial Network, and all clients are required to provide proof of identity and financial information. Investment advisers adhere to fiduciary duty standards to ensure that advice is in the best interests of the client.
Risk control measures include regular portfolio review, asset diversification and market volatility monitoring to reduce investment risks. Client funds are managed by a third-party custodian, and Nvest has no direct access to client assets, complying with the SEC's custody rules. In 2023, Nvest received CEFEX certification, verifying that its processes meet fiduciary duty standards. Customer data protection follows GLBA and state-level privacy regulations, and the platform is regularly audited externally to ensure compliance
★ Market positioning and competitive advantage
Nvest Group is positioned as an integrated financial advisory firm targeting retail and high-net-worth clients seeking personalized financial planning, as well as small and medium-sized enterprises in need of retirement planning and counseling. Its competitive advantages include:
Integrated Financial Planning: We provide a full range of services covering investment, tax, estate and retirement to meet the diverse needs of our clients.
CEFEX Certified: Processes meet fiduciary duty standards and enhance client trust.
Localized services: With multiple offices in the Northeast region, we offer face-to-face consultations for clients who value human relationships.
Diversify your business: Expand into business consulting and corporate benefits with ROI Cubed and Nvest 401(k) to reach a wider customer base.
Compared to large brokerage firms, Nvest's localization services are more flexible; Its partnership with Commonwealth provides stronger technical support and compliance than smaller advisors.
★ Social Responsibility and ESG
Nvest Group's social responsibility initiatives focus on community support and diversity inclusion. Each year, the company organizes "Operation Love from Home" to raise non-perishable food for local food banks such as Gather and Cross Roads House, collecting thousands of donations in 2024. In addition, Nvest supports veterans' organizations to give back to the community through donations and volunteering.
Environmental, Social and Governance (ESG) aspects of the company's commitment to promoting diversity and inclusion in its recruitment and operations include team members from diverse backgrounds. In portfolio management, Nvest offers ESG investment options, allowing clients to select funds that meet sustainability criteria, but the specific ESG data is not disclosed.
★ Financial healthNvest
Group's financial information is not fully disclosed. According to Dun & Bradstreet data, Nvest Financial, LLC has annual sales of approximately $1.06 million (as of 2024, model estimates).
The company is privately held and has not disclosed funding rounds or information on external investors, indicating that it is primarily sustained through operating income. In 2024, Nvest opened a new office in Danvers, Massachusetts, showing its ability to expand its business.
Client AUM and specific earnings figures are not disclosed, but the company's stable operating history (since 2003) and industry awards indicate some market recognition.
★ Roadmap for the
futureNvest Group plans to further expand its market coverage in the Northeast region by 2025, with the potential to open more offices to serve customers in Massachusetts and New England. The platform will optimize the functionality of Investor 360 and plan to add real-time investment analysis and mobile interactive tools to improve the user experience. The company will also expand its ESG investment options in response to client interest in sustainable investing.
In addition, Nvest plans to enhance corporate retirement plan (401(k)) services to attract more SME customers through employee education and customized programs. In terms of community engagement, the company will continue to support food banks and veterans' organizations to expand the impact of the "Operation Love from Home" campaign. Nvest said it will continue to comply with regulatory requirements to ensure service compliance
★ strategic cooperation ecosystem
Nvest Group's strategic partners include:
Commonwealth Financial Network, which provides securities brokerage and custody services since 2003, supporting investment management and account clearing (as of Q1 2025).
CES Insurance Agency: Provides fixed insurance products, such as life insurance and annuities, to meet the risk management needs of customers.
Morningstar: Market data and investment analysis tools integrated into the Investor 360 platform
These collaborations enhance Nvest's technical capabilities, compliance, and product diversity. Public information does not disclose direct cooperation with technology companies or payment institutions
