经过详细查询：Marks & Spencer Saver 该公司注册于2024-04-14，是一家新的投资公司。

根据该公司官网信息显示，他们自称独有的 7.125% 固定利率债券，并强调保证会有7.125%固定回报。

要求：最低投资额为5000英镑，最低1年期限。

提供个人，企业和联名，三种灵活账户供选择。

经核实，英国金融监管局FCA公布的最新消息，该公司是FCA 授权公司的克隆版，并没有获得FCA的监管牌照。

以下是FCA发布的原文信息：

Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.

Almost all firms and individuals must be authorised by us to carry out or promote financial services in the UK.

This firm is not authorised by us but has been contacting people pretending to be an authorised firm. This is what we call a clone firm.

以下是FCA发布的链接：

https://www.fca.org.uk/news/warnings/marks-spencer-saver-clone-fca-authorised-firm