basic bank information
Bank of Kagoshima is a regional commercial bank that is part of Kyushu Financial Group, Inc., a leading regional financial holding company in Japan. It is listed on the Tokyo Stock Exchange (stock code: 8390) and its shareholders include institutional investors (such as pension funds) and the general public. As the main bank in Kagoshima Prefecture, Bank of Kagoshima has a significant presence in the local economy, with businesses spanning retail banking, corporate banking, and investment services.
name and background<
span style="font-family: sans-serif; The full name of the Bank of Kagoshima > "Color: Black" is Kagoshima Bank Co., Ltd., which was established on October 6, 1879 and is one of the oldest banks in Japan. Headquartered at No. 6, Kanesu Town, Kagoshima City, Kagoshima Prefecture, Kagoshima Prefecture, it is located in the economic center of Kagoshima Prefecture, making it convenient for regional operations. The Kyushu Financial Group has strengthened its market competitiveness by integrating regional banks such as Bank of Kagoshima and Bank of Higo.
service scope
Bank of Kagoshima's services are mainly concentrated in Kagoshima Prefecture, covering some cities in the Kyushu region (such as Fukuoka and Kumamoto), and providing limited services in other regions such as Tokyo through the Kyushu Financial Group. As of 2025, it has 162 branches and an ATM network throughout Kagoshima Prefecture and service areas, the exact number of which is not disclosed, but it covers a wide range of areas to facilitate customers' daily financial needs.
services and products<
span style="font-family: sans-serif; color: black">The Bank of Kagoshima offers a comprehensive range of financial services:
Corporate Banking: Corporate lending, trade finance, cash management, payment services, supporting SMEs and large enterprises.
other services: foreign exchange trading, equipment leasing, financial advisory, guarantee services, as well as investment products (e.g., NISA, Market Touch) and payment services (e.g. PayB, Web Voucher).
> retail banks: savings accounts, fixed deposits, credit cards, home loans, personal loans, investment trusts, etc., Meet the needs of individual customers.
regulatory and compliance
Bank of Kagoshima is regulated by the Financial Services Agency (FSA) of Japan and joins the Japan Deposit Insurance Corporation (DICJ) to ensure the safety of deposits. In terms of compliance records, no major violations were found, indicating that its risk management system is effective.
customer service
customer service channels include phone (099-225-3111), contact page on the official website, and may support live chat. 162 branches provide face-to-face services, covering Kagoshima Prefecture and surrounding areas.
security measures
employ industry-standard security technologies, including data encryption, multi-factor authentication, and fraud detection, to keep customer information and assets safe.
featured services and differentiation<
span style="font-family: sans-serif; color: black" > Kagoshima Bank is deeply engaged in Kagoshima Prefecture and supports local economic development with regional services as its core. Its extensive network of branches and ATMs, as well as digital transformation efforts such as mobile banking applications, make it competitive among regional banks. Actively participate in community activities, strengthen the connection with customers, and demonstrate social responsibility.
In summary, Bank of Kagoshima is an important pillar of the local economy by providing high-quality financial solutions to customers in Kagoshima Prefecture and the Kyushu region through its solid financial position, regional focus and digital services.
