InformationAl
Ahli Bank of Kuwait (ABK) is a Kuwaiti commercial bank established in 1967 and headquartered in Safat Square, Kuwait City. As a public company, ABK is traded on the Kuwait Stock Exchange and its major shareholders include public and private investors in Kuwait. The bank has branches in Kuwait, the UAE, and Egypt, providing retail, corporate, and investment banking services.
Scope of
Services
ABK has 29 branches in Kuwait, 2 branches in Abu Dhabi and Dubai in the UAE, and 45 branches in Egypt. In addition, ABK has representative offices in London and Beijing to provide international banking services.
Regulation & Compliance
ABK is regulated by the Central Bank of Kuwait (CBK) and adheres to the banking regulations and compliance requirements set by the institution. In addition, ABK has joined Kuwait's deposit insurance program to provide protection to depositors.
Financial health
Based on 2025 data, ABK has total assets of $20.4 billion and a net profit of $169.7 million. The bank's key indicators such as capital adequacy ratio, non-performing loan ratio and liquidity coverage ratio remain at healthy levels, indicating a sound financial position.
Deposit & Loan Products
ABK offers a variety of deposit products, including demand deposits, time deposits, and high-yield savings accounts. The interest rate of fixed deposit is determined according to the term and amount of the deposit, and the specific interest rate can be found on the bank's official website. In terms of loans, ABK offers home loans, car loans, and personal lines of credit, with interest rates and loan terms depending on the customer's credit profile and loan type.
List
of
Common Fees
ABK's fees such as account management fees, transfer fees, overdraft fees, and ATM interbank withdrawal fees vary depending on the type of account and the method of transaction. Customers should be aware of possible hidden fees such as minimum balance limits, which can be found on the bank's official website.
Digital service experience
ABK's mobile banking app is available on Google Play and the App Store with good user ratings. The app supports features such as facial recognition, real-time transfers, bill management, and integration of investment tools to provide convenient digital banking services. play.google.com+1play.google.com+1
Quality
of
Customer Service
ABK offers 24/7 phone support, live chat, and social media responsiveness. Customers can submit complaints through a variety of channels, and the bank promises to deal with them in a timely manner and improve customer satisfaction.
Security measures
ABK uses advanced anti-fraud technology and a real-time transaction monitoring system to ensure the safety of customer funds. In addition, ABK is ISO 27001 certified, demonstrating that it complies with international standards in terms of data security.
Featured Services and Differentiation
ABK provides customized services for different customer groups, such as student accounts, exclusive wealth management products for the elderly, and green financial products. In addition, ABK also provides private banking services to provide customized financial solutions for high-net-worth clients.
Market Position & Accolades
ABK has been named one of the "50 Most Valuable Banks in the Middle East" by Forbes Middle East in 2024, ranking 40th.
