Mizuho Corporate Bank, Ltd (MHCB) is a Japanese corporate and investment bank, part of the Mizuho Financial Group, formed in April 2002 through the transfer of the corporate and investment banking divisions of Dai-ichi Koyo Bank and Fuji Bank to Industrial Bank of Japan, headquartered in Otemachi, Chiyoda-ku, Tokyo. Mizuho Bank provides financial products and services to a wide range of customers, including individuals, small and medium-sized businesses, large corporations, financial institutions, and public sector entities. Its headquarters office building is located in Otemachi-ku, Chiyoda-ku, Tokyo. With more than 505 branches and offices in Japan and 38 other countries, it is the only bank with branches in every prefecture in Japan.
company profile
name: Mizuho Bank, Ltd.
Bank code: 0001
Date of establishment: July 1, 2013
Paid-in capital: 1,404 billion yen (as of March 31, 2024)
Representative: President and Director Masahiko Kato
location information
- registered
head office (Otemachi headquarters):
Address: 1-5-5 Otemachi Tower (Otemachi, Chiyoda-ku), Tokyo 100-8176
TEL: 03-3214-1111Head Office:
Address: 1-3-3 Marunouchi, Chiyoda-ku, Tokyo (Mizuho Marunouchi Tower), 100-8241
TEL: 03-3214-1111
products and services
Mizuho Corporate Bank is committed to providing comprehensive financial services to corporate and institutional customers, covering core businesses such as deposits, loans, securities trading, foreign exchange, and bond custody, while providing consulting and intermediary services to meet the diverse needs of customers.
Deposit business
deposit type: provide a variety of deposit products such as demand account, savings account, call deposit, time deposit, separate deposit, tax reserve deposit, non-resident yen deposit and foreign currency deposit, etc., to flexibly meet the needs of individual and corporate capital management.
Certificates of Deposit: Issuance of transferable certificates of deposit to provide liquidity and investment options to clients.
Loan business
loan type: including bill loans, contract loans and overdraft services, suitable for corporate working capital, capital expenditure and other needs.
Bill Discounts: Discounts on bank drafts, business drafts, and bills of exchange are available to help businesses optimize cash flow.
commodity securities trading business
deals with the trading of public bonds such as government bonds, providing safe and stable investment options and supporting customer asset allocation.
The securities investment business
invests in government bonds, municipal bonds, corporate bonds, stocks and other securities for deposit payment preparation and asset management, enhancing the financial soundness and profitability of banks.
The domestic exchange business
provides remittance, remittance processing and collection services to efficiently support domestic capital flows.
The foreign exchange business
covers exports, imports, foreign remittances and other foreign exchange-related services, helping enterprises participate in international trade and cross-border financial activities.
Corporate Bond Custody and RegistrationIn
accordance with the Guarantee Corporate Bond Trust Act, it provides corporate bond custody, management, public bond issuance and registration services to ensure the efficient operation of the bond market.
Ancillary services
institutional services: Provision of public money processing services to the Bank of Japan Agency, the Tax Agency, the National Debt Agency, and local governments.
Stock and bond agency: agent for stock payment, stock dividends and public bond principal and interest payment.
Government agency agency: Provide agency loan related business for government financial institutions, as well as agency services such as labor pension mutual aid institutions.
Protective Custody and Safe Deposit Box: Provide asset protective custody and safe deposit box services to ensure the safety of customers' valuables.
Securities lending: Support securities lending transactions to enhance market liquidity and customer investment flexibility.
Debt guarantee: Provide debt guarantee services such as payment acceptance to enhance transaction credit.
Gold trading: Engaged in gold trading to meet the diversified investment needs of customers.
Bond underwriting and sales: underwriting public bonds, over-the-counter sales of government bonds, public bonds and securities investment trusts.
Commercial paper processing: Handling commercial paper and other financial instruments to optimize corporate financing channels.
Derivatives trading: Provide derivatives trading services such as interest rates, currencies, and commodities to help customers manage market risks.
Insurance product sales: Provide over-the-counter sales of insurance products to enrich customers' financial choices.
Lottery-related business: Acting as an agent for lottery-related services and expanding the scope of financial services.
Trust agency business: provide trust-related agency services to support asset management and inheritance.
Advisory Services: Provide professional financial advice to clients, covering investment, financing and risk management.
Financial Product Intermediation: Acting as an intermediary to assist customers in obtaining diversified financial products.
Defined contribution pension plans: Support enterprises and individuals to establish defined contribution pension plans to meet long-term financial planning needs.
Regulatory
informationMizuho Corporate Bank is one of Japan's major commercial banks and is strictly supervised and managed by Japan's financial regulators. Key regulators include:
Japan's Financial Services Agency (FSA): which is responsible for the overall supervision of the operations of banks and financial institutions to ensure their compliance operations.
As a large financial institution in Japan, Mizuho Bank strictly follows Japan's financial laws and regulations and maintains a high level of compliance, and has joined Japan's deposit insurance program to protect the safety of customers' deposits.
service
coverage:
Mizuho Corporate Bank's business scope mainly covers Japan and many countries and regions around the world. As an international bank, Mizuho has branches in the United States, Europe, Asia, etc., providing a wide range of cross-border financial services.
Number of offline branches:
Mizuho Bank has numerous offline branches in Japan, located in most major cities. The bank's branch network has a strong coverage among domestic banks, ensuring that customers can easily handle all kinds of banking business.
ATM distribution:
Mizuho Corporate Bank has a wide range of ATMs in Japan and abroad. The ATM network has a wide layout, providing convenient basic banking services such as deposits, withdrawals, and transfers, and is interoperable with the ATM network of other banks, which is convenient for customers to use in different regions.
customer
serviceMizuho Bank is committed to providing quality financial services to individual and corporate customers by providing multi-channel support in customer service. The main customer service channels include:
phone support: Mizuho Bank provides 24-hour telephone customer service, and customers can get answers and assistance at any time.
Online customer service: Through the official website and mobile app, Mizuho Bank provides online chat services to solve common problems and personalized needs of customers.
Branch support: At multiple branches in Japan and overseas, Mizuho Bank provides face-to-face customer service, handling account management, loan consulting, and more.
security measuresFunds
security:
deposit insurance limit: Mizuho Corporate Bank has joined Japan's deposit insurance system to ensure the safety of customers' deposits. According to the Japanese deposit insurance system, the deposit insurance amount is 10 million yen per customer and its interest, which provides basic financial protection.
Anti-fraud technology: Mizuho Bank has invested heavily in the field of anti-fraud, using advanced anti-fraud technologies, such as real-time transaction monitoring, anti-fraud algorithms, risk assessment models, etc., to ensure the safety of customer funds and prevent financial fraud and misappropriation risks.
Data Security:
ISO 27001 Certification: Mizuho Corporate Bank has been certified to ISO 27001 Information Security Management System, proving that it meets international standards in data protection and information security management.
Data breaches: Mizuho Bank's history shows that there have been no major data breaches. Banks continue to invest in protecting customer data and have taken a number of measures to ensure the security of their data.
