NLB Funds, asset management, d.o.o., is 100% owned by Nova Ljubljanska banka d.d., Ljubljana. The company was established on 12/02/18 (by Memorandum of Association), registered with the court on 11/2003/21 and commenced operations on 1/01/2004.

The company is licensed by securities market agencies to provide investment fund management services, licensed to provide financial instrument management services and licensed to provide certain ancillary services.

NLB Funds, d.o.o. Registered with the IRS (Internal Revenue Service) for FATCA, GIIN: DQANI4.00008.ME, and is a member of Lead FFI.

In addition, NLB Funds, d.o.o. registered with the IRS for FATCA for 20 sub-fund accounts of the NLB Funds Umbrella Fund, GIIN: 9H87YG.00000.SP.705 as a sponsoring entity.

NLB Skladi, d.o.o. complies with the requirements of FATCA and is implemented as of July 1, 2014. In doing so, it does not provide legal and tax advice on the U.S. tax system or services related to the settlement of tax obligations of individuals in the United States of America.

NLB Skladi is one of the largest asset management companies in Slovenia. It was founded in 1995 and belongs to the NLB Group (Nova Ljubljanska Banka). The company focuses on providing a wide range of investment funds and financial products for individual and institutional investors. The main objective of NLB Skladi is to help its clients achieve wealth appreciation through professional investment management.

Main products and services

1. Investment Funds: NLB Skladi offers a wide range of types of investment funds, including equity funds, bond funds, hybrid funds and money market funds. These funds are designed to meet the risk tolerance and investment objectives of different investors.
2. Asset Management: The company also offers customized asset management services to help clients develop investment strategies based on their specific needs and investment preferences.
3. Pension Plan: NLB Skladi is also involved in the management of pension funds, providing clients with long-term wealth management solutions.

Investment Philosophy

NLB Skladi's investment philosophy focuses on risk management and asset diversification. Their investment team consists of experienced professionals dedicated to optimizing the performance of their portfolios through in-depth market research and analysis.

NLB (Narodna banka Slovenije) is actually a commercial bank in Slovenia, not the central bank. NLB Bank is one of the largest banks in Slovenia and offers a wide range of financial services including retail banking, corporate banking and asset management services.

NLB Bank's history dates back to 1918 when it was founded as part of the Kingdom of Yugoslavia. With Slovenia's independence in 1991, NLB Bank also became part of the Slovenian financial system. NLB Bank has an important position in the Slovenian domestic market and has branches in regions such as Bosnia and Herzegovina, Serbia and North Macedonia.

NLB Bank's products and services include:

• Personal and Business Account Management
• Deposit and Loan Services
• Credit Card and Payment Solutions
• Investment and Asset Management
• Corporate Financial Services such as Cash Management and Global Payments

NLB Bank is committed to providing a high-quality Client Server and enhancing the customer experience through the application of innovation and technology. The bank also focuses on risk management and compliance to ensure that its business activities comply with regulatory requirements.

NLB Bank is a member of several important regional and international financial organizations, including the European Bank for Reconstruction and Development (EBRD), the International Finance Corporation (IFC) and the World Bank Group. These memberships help NLB Bank to expand its presence and network on international financial marekts.

In general, NLB Bank is a bank that provides comprehensive financial services in Slovenia and surrounding regions. It has an important position in the domestic market and also makes a difference internationally.

NLB Bank (Narodna banka Slovenije) has a number of other responsibilities in addition to the functions mentioned above. The following are some of the other key roles and activities of NLB Bank:

1. Intervention in the foreign exchange market: The operations of NLB Bank in the foreign exchange market are aimed at maintaining the stability of the exchange rate. It may buy and sell foreign currencies in order to influence exchange rate movements and thus protect the stability of the Slovenian economy.
2. Financial regulation: NLB Bank is responsible for supervising and supervising the operations of banks, insurance companies and other Financial Institution Groups, ensuring that they comply with relevant laws and regulations and that they maintain a sound financial position.
3. Payment systems: NLB Bank manages the payment system in Slovenia, including processing domestic and Global Payments. It ensures the safe, efficient and stable operation of payment systems so that financial transactions can proceed smoothly.
4. Currency of issue: NLB Bank is the sole issuer of Slovenian currency and is responsible for the printing and minting of the currency. It ensures that the money supply is matched to the needs of the economy in order to maintain price stability.
5. Economic research and advice: NLB Bank conducts economic analysis and research, providing information on economic conditions, trends and forecasts to governments, businesses and individuals. These studies help in the formulation of economic policies and decisions.
6. Banking services: Although the main responsibility of NLB Bank is as the central bank, it also provides a range of banking services, including deposits, loans and other financial services, especially to governments and other Financial Institution Groups.
7. International Cooperation: The NLB Bank actively participates in international cooperation, establishing relationships with central banks and Financial Institution Groups around the world to promote international financial stability and monetary policy coordination.

The decision-making body of the NLB Bank includes the Board of Governors, which consists of the Director and several Deputy Governors. The Governor is appointed by the Slovenian government and is responsible for the day-to-day operations of the Bank and the execution of the Board's decisions. The Governor also communicates on behalf of the NLB Bank with the Central Banks and Financial Institution Groups of other countries.

The NLB Bank plays a vital role in Slovenia's financial system. Its decisions and activities have a profound impact on the country's economic development and financial stability.