Raat Bankasä (meaning "Agricultural Bank Of China") Is A Turkish State-owned Bank Founded In 1863. The Bank Provides Business Loan Support To Companies And Businesspeople, As Well As Personal Loans Such As Consumer Loans, Car Loans And Housing Loans.
Qirat In Iran
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History
Mehmet Sabit Sağıroğlu, CEO Of Ziraat Bank In The Early Days Of The Republic Of Turkey. (Photo Taken In The 1920s.
In The First Half Of The 19th Century, With The Adoption Of Western Trade And Financial Models, Foreign Banks Began To Operate In The Ottoman Empire. During That Period, There Was Not Enough Capital To Establish A National Banking System, And No One Could Mention The Existence Of National Banks As A Source Of Capital. This Situation Hurt The Peasants More Because They Made Up The Majority Of The Population, And Because They Did Not Have Any Institutional Financial Structure That Could Be Applied, They Had To Borrow Money From Loan Sharks At High Interest Rates.
In This Context, Midhat Pasha (1822-1884), The Governor Of The Nish Province Of The Ottoman Empire, Began To Take The First Steps To Overcome These Difficulties In 1863 And Realized The Reorganization Of Memleket Sandığä (Homeland Fund), Which Became The Law Of The Homeland Fund Regulations In 1867. The Homeland Fund Was The First Agricultural Financial Institution Group Founded By The State And Operated Under A State Guarantee.
In 1888, The Homeland Fund Was Renamed Ziraat Bankasä (Agricultural Bank Of China), And The Headquarters Of Ziraat Bank In Istanbul Began Operations. The Greek-Turkish War Of 1919-1922 Affected The Bank's Policy. The Hellenic Liberation Army Opened The Ziraat Bank Management Center In Izmir, And The Occupied Branches And Funds Were Handed Over To The Management Of The New Center. On The Other Hand, The Turkish Grand National Assembly Tasked The Ankara Branch Of The Ziraat Bank To Manage The Branches And Funds. With The Liberation Of Izmir By Turkish Troops On September 9, 1922, The Izmir Organization Was Reunified With The Ankara Branch; On October 23, The Istanbul Organization Was Also Reunified With The Ankara Branch. After The End Of The Turkish War Of Independence In Late 1923, The Ziraat Bank Became A Unified Entity Again. Since The 1930s, Ziraat Has Played An Important Role In Financing The Mechanization Of Agriculture In Turkey, Which Benefited From The Support Of The US Marshall Plan In The Post-war Period.
In 1993, Ziraat Bank In Moscow, Ziraat International Bank Of Kazakhstan (KZI Bank), Turkmen Turkish Commercial Bank (TTC Bank) And Uzbekistan Turkish Bank (UT Bank) And In 2008 Ziraat Bank In Greece Were Established And Started Operations.
In Bosnia And Herzegovina, ZiraatBank BH D.d. Sarajevo, Or Simply Ziraat Banka, Was Founded In 1996 And Was The First Bank In Bosnia (after The Bosnian War) To Have Foreign Capital.
In 2001, Emlak Bankasıwas Fully Integrated Into Ziraat Bank.
